Where to Get $100 Bills: ATMs? Banks? etc

Short Answer: You can get $100 bills at your bank or financial institution — some, including Bank of America and Chase, even have ATMs that dispense $100 bills. Additionally, non-customers can exchange smaller bills for $100 bills at banks like BBVA USA, Fifth Third Bank, and PNC Bank and grocery stores like Kroger, Publix, Safeway, and Weis Markets (as long as the grocery store has $100 bills available). Grocery stores with higher cash back limits may also have $100 bills. Walmart is the only retail store we found that may exchange smaller bills for larger bills. For more details on where to get $100 bills, see below.

Where to Get $100 Bills

You can either get $100 bills by withdrawing the funds from your account (through a bank withdrawal or cash back) or by bringing in smaller bills and exchanging them for larger bills. We’ve listed the places where you can get $100 bills, namely banks and grocery stores. We were unable to find any gas stations or convenience store that keep $100 bills — due to safety reasons — and, during our research, we found that drug stores do not typically exchange smaller bills for larger bills. Walmart is the only retail store we found that said it may exchange smaller bills for a $100 bill.

Banks and Financial Institutions

One of the easiest places to get a $100 bill is at your bank or financial institution. You can either withdraw the funds from your account and request it in $100 bills or bring in smaller bills to exchange for larger bills. Alternately, you can deposit the smaller bills and withdraw the amount in $100 bills — this is especially easy at banks that have ATMs that dispense $100 bills.

Don’t have a bank account? Some banks let non-customers exchange smaller bills for larger bills with a photo ID. Policies may vary by individual bank branches; we’ve noted which banks allow non-customers to exchange bills below.

Bank of America

  • ATMs that dispense $100 bills? Yes, select Bank of America ATMs dispense $100 bills.
  • Can non-customers exchange bills? No
  • Sources: Bank of America corporate customer service representatives; Bank of America branch employees in Buffalo, N.Y.

See our related article on Bank of America’s cash withdrawal limits.

BBVA USA

  • ATMs that dispense $100 bills? No
  • Can non-customers exchange bills? Yes, at the branch manager’s discretion; fees and limits may apply. You’ll need to show a valid photo ID.
  • Sources: BBVA USA corporate customer service representatives; BBVA USA branch employees in Spring Hill, Fla.

Chase

  • ATMs that dispense $100 bills? Yes, select Chase ATMs dispense $100 bills; typically those located inside Chase branches (not drive-thru ATMs).
  • Can non-customers exchange bills? Yes, most Chase branches will exchange bills for non-customers. There is typically no fee for this service, but there is a $100 limit. And, you’ll need to show a valid photo ID.
  • Sources: Chase corporate customer service representatives; Chase branch employees in Orlando, Fla., and Surprise, Ariz.

Fifth Third Bank

  • ATMs that dispense $100 bills? No
  • Can non-customers exchange bills? Yes, at the branch manager’s discretion; fees and limits may apply.
  • Sources: Fifth Third Bank corporate customer service representatives; Fifth Third Bank branch employees in Orlando, Fla.

PNC Bank

  • ATMs that dispense $100 bills? No
  • Can non-customers exchange bills? Yes, most PNC Bank branches will exchange bills for non-customers. There is typically no fee for this service, but the service cannot be guaranteed.
  • Sources: PNC Bank corporate customer service representatives; PNC Bank branch employees in Chicago, Ill., and Orlando, Fla.

U.S. Bank

  • ATMs that dispense $100 bills? No
  • Can non-customers exchange bills? Yes, at the branch manager’s discretion; limits may apply. There is typically no fee for this service.
  • Sources: U.S Bank corporate customer service representatives; U.S. Bank branch employees in Surprise, Ariz., and Chicago, Ill.

See our related article on U.S. Bank’s check cashing policy.

Grocery Stores

Most grocery stores will let you exchange smaller bills for a $100 bill — provided the store has $100 bills available. We called multiple locations of several popular grocery store chains to confirm this information. Policies on fees and limits will vary by location and availability; it’s a good idea to call the store ahead of time to see if it has $100 bills available.

To exchange bills, you’ll want to visit the customer service desk and bring a valid photo ID (though not every location will require an ID). The following grocery stores will exchange smaller bills for a larger bill:

  • Albertsons
  • Harris Teeter
  • H-E-B
  • Kroger
  • Publix
  • Safeway
  • Wegmans
  • Weis Markets
  • Whole Foods Market

You may also be able to get a $100 bill through cash back at grocery stores that have higher cash back limits. For the list of stores that have cash back limits of $100+, see our related article. Keep in mind that not all stores will have $100 bills available.

Retail Stores

We contacted several retail stores, including Barnes & Noble, Costco, The Home Depot, Kohl’s, Kmart, Target, and Walmart to find out if you can exchanger smaller bills for larger bills in-store. The only store that may offer this service is Walmart; this service is available at the store manager’s discretion. Fees and limits may apply.

More Information

Already have a $100 bill and looking to break it? See our related article on where to break a $100 bill.

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