There are numerous credit cards to choose from, all with unique benefits, costs, and approval requirements. You might consider a secured credit card if you have limited credit history, a balance transfer card if you’re seeking a lower APR, or a rewards card if you want to earn something back from your spending. (These are just a few of the available types!) Choosing the right credit card means finding one that not only covers your expected purchases but also matches your existing credit profile and provides the right benefits to suit your needs. We explain your approval odds for various credit cards, plus list the best credit cards so you can easily compare your options and find the right card for you.