Short Answer: You can make a money order out to yourself but you can’t alter a money order after it’s been made out to someone else. To write a money order to yourself, you’ll write your name as both the purchaser and the recipient. For more details, see below.
Can I Make a Money Order Out to Myself?
We contacted several companies that sell money orders to find out if you can make a money order out to yourself. Customer service representatives for Continental Express Money Order Co., MoneyGram, North American Money Order Co., U.S. Express Money Order, the U.S. Postal Service, and Western Union told us that this is an accepted and common practice.
Money orders can typically be purchased for up to $1,000. Fees may apply and vary by retailer. (For the list of places that offer free money orders, see our related article.) For large money orders, you may be required to show a valid photo ID.
How to Write a Money Order to Yourself
To write a money order to yourself, you’ll fill in your name as the recipient and add your address and signature as the purchaser. You can then cash or deposit the money order as you wish. (Our related article lists the places where you can cash a money order.)
Be sure to fill the money order out this way soon after purchase to avoid it being lost or stolen.
Can You Alter a Money Order?
Keep in mind, you can’t alter a money order after it’s been made out to someone else. That means you can’t change the recipient to yourself after it has already been made out to someone else. To find out how to refund a money order instead, see our related article.