Short Answer: H-E-B cashes checks and money orders for fees starting at $3. Check cashing is available at about 70% of H-E-B stores. The grocer also sells Western Union money orders for a fee of $0.69 each. Below, we answer more questions about H-E-B’s check cashing and money order services.
H-E-B Check Cashing Policy
H-E-B will cash government, payroll, insurance, dividend, and cashier’s checks at participating locations in its Business Centers. When cashing a check, you can choose to either receive the funds in cash or load them onto an H-E-B Netspend Prepaid Visa Debit Card. To cash a check, you’ll need a government-issued photo ID, such as a driver’s license.
Note that most (but not all) H-E-B stores offer check cashing. Of the locations we contacted, about 70% said they could cash checks. Since not all H-E-B stores include a Business Center and not all Business Centers offer the same services, it’s best to call your local store to see whether it can cash your check before visiting.
Limits and Fees
H-E-B’s check cashing fees start at $3 but vary based on the check’s face value. The amount limit is usually $9,500 but might be lower for personal checks. Note that H-E-B uses a check validation system, which may also limit the number of checks you can cash per day to two or three.
H-E-B Money Order Services
H-E-B offers money order services through Western Union. You can buy or cash a Western Union money order at H-E-B — with certain restrictions, as detailed below.
H-E-B offers Western Union money orders worth up to $1,000. There is a fee of $0.69 per money order, and you can pay with either cash or a debit card. The cashier may ask you to show a government-issued photo ID at the time of purchase.
H-E-B will cash Western Union money orders originally purchased at H-E-B, following the standard check cashing fee structure detailed above. You can receive cash or load the money order’s funds onto your H-E-B Netspend Prepaid Visa Debit Card. 
Other Financial Services at H-E-B
The H-E-B Business Center offers a range of services, including bill pay, money transfers, and lottery ticket sales. For details on everything you can do at H-E-B Business Centers, see our research on H-E-B’s Business Center hours, services, and other features.