Casino Check Cashing Policies: Personal Checks, Payroll Checks, etc

Short Answer: Most major casinos cash personal checks and traveler’s checks. Casinos don’t typically cash other types of checks, such as payroll checks. For more information, including the check cashing policies at popular casinos in Las Vegas and Atlantic City, see below.

Can I Cash a Check at a Casino?

Most major casinos do cash checks. However, the types of check accepted varies, and there are often fees and limits associated with casino check cashing. Casinos do not provide full-service check cashing or financial service centers; their services are intended for visitors looking to get cash for casino games. We detail the common check cashing policies by check type below.

Note: It’s a good idea to keep safe gambling practices in mind when cashing a check at a casino. Consider setting a careful budget for your visit. For example, if a casino offers you a high limit for personal checks, choose to cash an amount lower than the limit. Or, if you have several traveler’s checks on hand, cash only one or two of them. Remember that casinos exist to make a profit; you should only gamble with money you’ve set aside for fun and wouldn’t mind losing. You can find more safe gambling tips and resources through the Responsible Gambling Council.

Check Cashing Policies by Check Type

Personal Checks

If you want to cash a personal check at the casino, you’ll have to follow an e-check process, which requires a blank check from your own bank account. This process reduces the risk of casinos cashing bad or bounced checks. It works as follows:

  1. Give the casino a blank check, your driver’s license, and your social security number.
  2. The casino will run a check of your credit or check cashing history.
  3. The results of the credit check will determine your maximum check cashing limit.
  4. You can then authorize your blank check for any amount up to your limit (provided you have enough money in your checking account).

Traveler’s Checks

Traveler’s checks are the most widely accepted check type at casinos. Since traveler’s checks are prepaid for a fixed amount, they are less risky than other checks for casinos to accept. Even casinos that do not accept personal or payroll checks will often take traveler’s checks.

Payroll Checks

We weren’t able to find any casinos that cash payroll checks. We were advised by one casino customer service representative that while it used to be common practice, most casinos no longer cash payroll checks.

Casinos That Cash Checks

Below, we list the casinos in Atlantic City and Las Vegas that cash checks. We gathered this information by speaking with several customer service representatives and casino cage representatives at each location. Our list includes each casino’s requirements, fees, and limits for checks.

Las Vegas

Caesars Properties

Note: Includes Bally’s, Caesars Palace, Flamingo, Harrah’s, LINQ, Paris, Planet Hollywood, Rio, and The Cromwell

  • Personal checks
    • Requirements: Valid photo ID, blank personal check, and your Social Security number
    • Fees: $4; waived if you are a Caesars Rewards member with Diamond status or higher
    • Limit: Varies depending on your credit history; Caesars uses a credit system similar to a soft credit check
  • Traveler’s checks
    • Requirements: Valid photo ID
    • Fees: None
    • Limit: $2,000

MGM Properties

Note: Includes Aria, Bellagio, Circus Circus, Excalibur, Luxor, MGM Grand, Mandalay Bay, Mirage, Monte Carlo, and New York New York

  • Personal checks
    • Requirements: Valid photo ID, blank personal check, and your Social Security number
    • Fees: 1.5% of the check amount
    • Limit: Determined by MGM’s third-party e-check partner
  • Traveler’s checks
    • Requirements: Valid photo ID
    • Fees: None
    • Limit: None

Treasure Island Hotel and Casino

  • Personal checks
    • Requirements: Valid photo ID, blank personal check that matches the state of your ID, and your Social Security number
    • Fees: None
    • Limit: Varies based on a review of your check cashing history
  • Traveler’s checks
    • Requirements: Valid photo ID
    • Fees: None
    • Limit: $3,000

Wynn Las Vegas

  • Personal checks
    • Requirements: Valid photo ID, blank personal check, and your Social Security number
    • Fees: None, unless your check bounces; bounced check fees vary by check amount
    • Limit: Varies based on the results of a soft credit check
  • Traveler’s checks
    • Requirements: Valid photo ID and American Express traveler’s check
    • Fees: None
    • Limit: $5,000 per day

Atlantic City

Borgata Hotel Casino and Spa

  • Personal checks
    • Requirements: Valid photo ID, blank personal check, and your Social Security number
    • Fees: 3% of the check amount
    • Limit: Determined by the casino’s enrollment system
  • Traveler’s checks
    • Requirements: Valid photo ID
    • Fees: None
    • Limit: None

Caesars Properties

Note: Includes Bally’s, Caesars, and Harrah’s

  • Personal checks
    • Requirements: Valid photo ID, blank personal check, and your Social Security number
    • Fees: 7% of the check amount
    • Limit: Varies depending on your Certegy profile; see our research on Certegy’s check verification process
  • Traveler’s checks
    • Requirements: Valid photo ID
    • Fees: None
    • Limit: None

Tropicana

  • Personal checks
    • Requirements: Valid photo ID, blank personal check, and your Social Security number
    • Fees: $5 for every $100 cashed
    • Limit: Varies depending on credit approval
  • Traveler’s checks
    • Requirements: Valid photo ID
    • Fees: None
    • Limit: None

Casinos That Don’t Cash Checks

While the majority of casinos cash at least a few types of checks, some don’t cash checks. We confirmed with customer service representatives from the following Las Vegas casinos that while they accept traveler’s checks, they do not cash personal or payroll checks.

  • Hard Rock Hotel and Casino
  • Hooters Casino Hotel
  • Silver Sevens (personal check cashing available for hotel guests only)
  • Tuscany Suites and Casino

When visiting a casino that doesn’t cash checks, or if you need a different type of check cashed, you can usually find another place that cashes checks nearby. See our lists of places that cash personal checks and 60+ other places with check cashing services.