35 Grocery Stores That Cash Checks: Personal, Payroll, etc

Close-up of man's hands holding cash after cashing a check

Many grocery stores offer check-cashing services. You can cash government checks, payroll checks, tax refund checks, and even personal checks at many of the country’s grocery chains.

If you want to avoid going to the bank, you need to cash a check outside of typical business hours, or you just want a quick transaction, continue on to find out which grocery stores offer check cashing services, the types of checks they cash, and the associated fees.

Comparison Table

You can use the table below for a quick comparison of the grocery stores that cash checks, including information about accepted check types and the associated fees. Then, select any store or scroll for more information.

Grocery Store Acceptable Check Types Fees
AlbertsonsPersonal, payroll government; varies by location Vary by location
Baker'sGovernment, payroll, tax refund, insurance, and business checks $3.50 for checks up to $2,000; $5.50 for checks $2,000 to $5,000
City MarketGovernment, payroll, tax refund, insurance, and business checks Varies by location
HomelandPayroll checks 2% of the check amount (half will be returned to you as store credit)
DillonsGovernment, payroll, tax refund, insurance, child support, and business checks $3.50 for checks up to $2,000; $5.50 for checks $2,000 to $5,000
Food CityGovernment, payroll, and rebate checks up to $1,000 (if on the list of approved employers and companies) $3 per check
Food LionPersonal, government, rebate, tax refund, and traveler's checks up to $500; payroll checks up to $1,000 Vary by location
Fred MeyerGovernment, payroll, tax refund, insurance, and business checks Vary by location
Fry's Food StoresGovernment, payroll, tax refund, insurance, and business checks Vary by location
Gerbes Super MarketsGovernment, payroll, tax refund, insurance, and business checks Vary by location
Giant EaglePersonal, payroll, government, and traveler's checks Vary by location and check type; none for child support checks
Giant FoodVaries by location Varies by location
HannafordPayroll, government, and pension checks Vary by location; none if you're at least 60 cashing a pension check
H-E-BPayroll, government, tax refund, insurance, and dividend checks; Western Union money orders Starts at $3
Hy-VeePrinted payroll checks $2 to $6 per check
InglesPersonal and payroll checks Vary by location
King SoopersGovernment, payroll, tax refund, insurance, and business checks Vary by location
KrogerGovernment, payroll, tax refund, insurance, and business checks Vary by location
Market BasketPayroll and personal checks $0.50
Pay Less Super MarketGovernment, payroll, tax refund, insurance, and business checks Vary by location
Price ChopperPayroll, personal, retirement, disability checks, and more None or $1
PublixPersonal and payroll checks Vary by location
Quality Food Centers (QFC)Government, payroll, tax refund, insurance, child support, and business checks Vary by location
RalphsGovernment, payroll, tax refund, insurance, child support, and business checks Vary by location
SafewayPersonal and payroll checks Vary by location
Shaw'sPersonal and payroll checks Vary by location
ShopRitePayroll and government checks Vary by location
Smith'sGovernment, payroll, tax refund, insurance, child support, and business checks Vary by location
Stop & ShopGovernment and payroll checks Vary by location
Tops Friendly MarketVaries by location $1 to $3 per check
VonsPersonal and payroll checks Vary by location
WalmartPayroll, government, tax refund, insurance, retirement, 401(k), and cashier's checks $4 for checks up to $1,000; $8 for checks $1,000 to $5,000
WegmansPersonal checks Free for Shopper's Club cardholders
WinCo FoodsPayroll checks $5 token for checks up to $500; $10 token for checks up to $1,000
Winn-DixieElectronically signed checks up to $500 $3.50 per check
Table Plugin

The List

Albertsons logo

Albertsons

  • Types of checks cashed: Personal checks, payroll checks, and government checks in most areas;[1] varies by location[2]
  • Fees: Vary by location[2]
  • Other important info: Albertsons is open seven days a week. Typical store hours are 8 a.m. to 8 p.m. Monday through Friday, 8 a.m. to 6 p.m. Saturday, and 10 a.m. to 4 p.m. Sunday.
  • Find an Albertsons

For even more information, see our article about Albertsons’ check cashing policies.

Bakers logo

Baker’s

  • Types of checks cashed: Government, payroll, tax refund, insurance, and business checks[3]
  • Fees: Start at $3 per check for checks up to $2,000; $5.50 for checks up to $5,000[3]
  • Other important info: To cash a check, you will need a valid Social Security number or individual tax ID number and a valid state or federal government-issued ID card.[4]
  • Find a Baker’s

City Market logo

City Market

  • Types of checks cashed: Government, payroll, tax refund, insurance, and business checks[5]
  • Fees: Vary by location[6]
  • Other important info: To cash a check, you will need a valid Social Security number or individual tax ID number and a valid state or federal government-issued ID card.[5]
  • Find a City Market

Dillons logo

Dillons

  • Types of checks cashed: Government, payroll, tax refund, insurance, child support, and business checks[5]
  • Fees: Up to $3 per check for $2,000 and less; $5.50 for checks up to $5,000[7]
  • Other important info: To cash a check, you will need a valid Social Security number or individual tax ID number and a valid state or federal government-issued ID card.[5]
  • Find a Dillons

Food City logo

Food City

  • Types of checks cashed: Payroll checks, U.S. government checks, and rebate checks; limits vary from store to store; payroll checks and rebate checks must be on store-approved lists of employers and companies, respectively.[8]
  • Fees: $5 per check[8]
  • Other important info: You must show a government-issued photo ID to cash a check; you can call ahead to make sure your payroll or rebate check is on the approved list.[8]
  • Find a Food City

See more in our research on Food City’s check cashing policies.

Food Lion logo

Food Lion

  • Types of checks cashed: Personal, government, rebate, tax refund, and U.S. Traveler’s Checks up to $500; payroll checks up to $1,000[9]
  • Fees: Fees will vary by state.[9]
  • Other important information: To cash a check, you will need a valid and current form of ID. Accepted forms of ID include government-issued driver’s license, military ID, Native American tribal ID, or U.S. passport.[9]
  • Find a Food Lion

For even more information, see our article on Food Lion’s check cashing policies.

Fred Meyer logo

Fred Meyer

  • Types of checks cashed: Government checks, payroll checks, tax refund checks, insurance settlement checks, and business checks[5]
  • Fees: Vary by store[5]
  • Other important information: To cash a check, you will need a valid Social Security number or individual tax ID number and a valid state or federal government-issued ID card.[4]
  • Find a Fred Meyer

See more details in our research on Fred Meyer’s check cashing policies.

Frys Food Stores logo

Fry’s Food Stores

  • Types of checks cashed: Government, payroll, tax refund, insurance settlement, and business checks[5]
  • Fees: Vary by store[5]
  • Other important information: To cash a check, you will need a valid Social Security number or individual tax ID number and a valid state or federal government-issued ID card.[5]
  • Find a Fry’s

For more details, see our article about Fry’s check cashing policies.

Gerbes logo

Gerbes Super Markets

  • Types of checks cashed: Government, payroll, tax refund, insurance settlement, and business checks[5]
  • Fees: Vary by store[5]
  • Other important information: To cash a check, you will need a valid Social Security number or individual tax ID number and a valid state or federal government-issued ID card.[5]
  • Find a Gerbes

Giant Eagle logo

Giant Eagle

  • Types of checks cashed: Personal checks, payroll checks, government checks, and traveler’s checks up to $100[10]
  • Fees: Vary by store and check type and amount; no fee for child support checks[10]
  • Other important information: To cash a check, you need a Giant Eagle Advantage card (the name must match the check, and you must endorse the check in front of an authorized employee).[10]
  • Find a Giant Eagle

For more information, see our dedicated research on Giant Eagle’s check cashing policies.

Giant Food logo

Giant Food

  • Types of checks cashed: Vary by location[11]
  • Fees: Vary by location[11]
  • Other important information: You’ll need a valid form of ID, such as a U.S. driver’s license, military ID, or state-issued ID card.[11]
  • Find a Giant Food

See our related research on Giant Food’s check cashing policies.

Hannaford logo

Hannaford

  • Types of checks cashed: Government, payroll, and pension checks that are considered regular income[12]
  • Fees: Vary by location; cashing pension checks is free for customers over 60.[12]
  • Other important information: The maximum payroll check amount allowed is $1,000 for one check in a week or $1,200 for two.[12]
  • Find a Hannaford

H-E-B logo

H-E-B

  • Types of checks cashed: Payroll, government, tax refund, insurance, and dividend checks; Western Union money orders purchased at H-E-B.[13]
  • Fees: Start at $3; determined by check’s face value[13]
  • Other important information: To cash a check, you need a government-issued photo ID.[14]
  • Find an H-E-B

See more in our article on H-E-B’s check cashing policies.

Homeland logo

Homeland

  • Types of checks cashed: Payroll checks[15]
  • Fees: 2% of the total check amount. However, half of the check cashing fee will be returned to you as store credit on purchases of at least $15.[15]
  • Other important info: This service is available at all Homeland stores.[15]
  • Find a Homeland

Hy-Vee

Hy-Vee

  • Types of checks cashed: Varies by location[16]
  • Fees: Vary by location[16]
  • Other important information: Not all locations offer check cashing; you’ll need to show a government-issued photo ID.[16]
  • Find a Hy-Vee

For even more information, see our article on Hy-Vee’s check cashing policies.

Ingles logo

Ingles

  • Types of checks cashed: Personal and payroll checks[17]
  • Fees: Vary by location[18]
  • Other important information: To cash a check, you must have or apply for a free Ingles Advantage Card to cash a check.[17]
  • Find an Ingles

See our dedicated research on the Ingles check cashing policy.

King Soopers logo

King Soopers

  • Types of checks cashed: Government checks, payroll checks, tax refund checks, insurance settlement checks, and printed business checks[5]
  • Fees: Vary by store[5]
  • Other important information: To cash a check, you will need a valid Social Security number or individual tax ID number and a valid state or federal government-issued ID card.[5]
  • Find a King Soopers

For even more information, see our article about the King Soopers check cashing policy.

Kroger logo

Kroger

  • Types of checks cashed: Government checks, payroll checks, tax refund checks, insurance settlement checks, printed business checks, and child support checks[5]
  • Fees: Vary by store[5]
  • Other important information: To cash a check, you will need a valid Social Security number or individual tax ID number and a valid state or federal government-issued ID card.[5]
  • Find a Kroger

For more information, see our research on Kroger’s check cashing policies.

Market Basket logo

Market Basket

  • Types of checks cashed: Payroll and personal checks[19][20]
  • Fees: $0.50[20]
  • Other important information: To cash a check, you need to have a check cashing card.[20]
  • Find a Market Basket

Pay Less Super Markets logo

Pay Less Super Market

  • Types of checks cashed: Government checks, payroll checks, tax refund checks, insurance settlement checks, printed business checks, and child support checks[5]
  • Fees: Vary by store[5]
  • Other important information: To cash a check, you will need a valid Social Security number or individual tax ID number and a valid state or federal government-issued ID card.[5]
  • Find a Pay Less

Price Chopper logo

Price Chopper

  • Types of checks cashed: Payroll checks, personal checks up to $30, retirement checks, disability checks, and more[21]
  • Fees: Free or $1 depending on check type[21]
  • Other important info: You must sign up for an AdvantEdge card and apply for check cashing privileges. This process does take a bit — you’ll only have full check cashing privileges after you’ve had the card for 30 days.[21]
  • Find a Price Chopper

For even more information, see our research on Price Chopper’s check cashing policies.

Publix logo

Publix

  • Types of checks cashed: Personal and payroll checks[22]
  • Fees: Varies by location[23]
  • Other important information: To cash a check, you’ll need a state or federal government-issued ID.[22]
  • Find a Publix

See our dedicated research on the Publix check cashing.

QFC logo

Quality Food Centers (QFC)

  • Types of checks cashed: Government checks, payroll checks, tax refund checks, insurance settlement checks, printed business checks, and child support checks[5]
  • Fees: Vary by store[5]
  • Other important information: To cash a check, you will need a valid Social Security number or individual tax ID number and a valid state or federal government-issued ID card.[5]
  • Find a QFC

Ralphs logo

Ralphs

  • Types of checks cashed: Government checks, payroll checks, tax refund checks, insurance settlement checks, printed business checks, and child support checks[5]
  • Fees: Vary by store[5]
  • Other important information: To cash a check, you will need a valid Social Security number or individual tax ID number and a valid state or federal government-issued ID card.[5]
  • Find a Ralphs

For more information, see our research on Ralphs check cashing policies.

Safeway logo

Safeway

  • Types of checks cashed: Personal and payroll; payroll checks can be up to $1,499; limit varies by location for personal checks; policies are set by individual stores.[24]
  • Fees: Vary by location[24]
  • Other important information: To cash a check, you’ll need photo identification.[24]
  • Find a Safeway

See more information in our article about Safeway’s check cashing policies.

Shaws logo

Shaw’s

  • Types of checks cashed: Personal and payroll; policies are set by individual stores.[24]
  • Fees: Vary by location[24]
  • Other important information: To cash a check, you’ll need a valid government-issued ID.[24]
  • Find a Shaw’s

For more information, see our research on Shaw’s check cashing policies.

ShopRite logo

ShopRite

  • Types of checks cashed: Payroll and government checks in some locations[25]
  • Fees: Vary by location[25]
  • Other important information: You must provide your Price Plus number and government-issued photo ID; it may take up to 30 days to be approved for check cashing privileges.[25]
  • Find a ShopRite

Our dedicated research has more information about ShopRite’s check cashing policies.

Smiths logo

Smith’s

  • Types of checks cashed: Government checks, payroll checks, tax refund checks, insurance settlement checks, printed business checks, and child support checks[5]
  • Fees: Vary by store[5]
  • Other important information: To cash a check, you will need a valid Social Security number or individual tax ID number and a valid state or federal government-issued ID card.[5]
  • Find a Smith’s

Stop and Shop logo

Stop & Shop

  • Types of checks cashed: Payroll and government[26]
  • Fees: Vary by location[26]
  • Other important information: You’ll also need a valid ID.[26]
  • Find a Stop & Shop

For more information, see our research about Stop & Shop check cashing.

Tops Friendly Markets logo

Tops Friendly Market

  • Types of checks cashed: Varies by location[27]
  • Fees: $1 per check in New York; $3 per check in Pennsylvania[27]
  • Other important information: Check cashing is not available at all locations; limits vary by location and check type.[27]
  • Find a Tops Friendly Market

See more in our dedicated article about Tops check cashing policies.

Vons logo

Vons

  • Types of checks cashed: Personal and payroll, though policies are set by individual stores[24]
  • Fees: Vary by location[24]
  • Other important information: To cash a check, you’ll need photo identification.[24]
  • Find a Vons

See our dedicated article for more about Vons’ check cashing policies.

Walmart logo

Walmart

  • Types of checks cashed: Payroll checks, government checks, tax checks, cashier’s checks, insurance settlement checks, 401(k) checks, retirement distribution checks, and MoneyGram money orders that were purchased at Walmart, all up to $5,000 from May to December or $7,500 from January to April; check cashing policies may vary at individual Walmart locations.[28]
  • Fees: For checks up to and including $1,000, the fee is $4. For checks over $1,000 and up to $5,000, the fee is $8.[28]
  • Other important information: To cash a check, you’ll need a valid form of ID. Just present your check for cashing at any Money Services Center or Customer Service Desk.[28]
  • Find a Walmart

See more in our dedicated research about Walmart’s check cashing policies.

Wegmans logo

Wegmans

  • Types of checks cashed: Personal checks[29]
  • Fees: Free for Shoppers Club cardholders[29]
  • Other important info: Wegmans uses a third-party service provider for all check authorizations; checks that can’t be authorized through this provider will not be honored.[29]
  • Find a Wegmans

Winco Foods logo

WinCo Foods

  • Types of checks cashed: Payroll checks up to $1,000[30]
  • Fees: $5 token for checks up to $500, and $10 token for checks up to $1,000. These token fees can then be used toward the purchase of merchandise.[30]
  • Other important information: To cash a check, you’ll need a valid ID and employment verification.[30]
  • Find a Winco Foods

Winn-Dixie logo

Winn-Dixie

  • Types of checks cashed: Varies by location; most will cash personal and payroll checks[31]personal payroll
  • Fees: Vary by location[31]
  • Other important information: Photo identification is needed to cash a check at all locations — it’s best to check with your local Winn-Dixie for its individual check cashing policies before you visit.[31]
  • Find a Winn-Dixie

See our article about Winn-Dixie’s check cashing policies.

Grocery Stores That Don’t Cash Checks

In the course of our research and communications with various grocery stores, we found several that do not cash checks, including the following:

  • ALDI
  • BJ’s Wholesale Club
  • Harris Teeter (as previously reported)
  • Jewel-Osco
  • Sam’s Club
  • Target (as previously reported)
  • Trader Joe’s
  • Weis Markets (as previously reported)
  • Whole Foods
  1. Albertsons online chat[]
  2. Albertsons Facebook Messenger chat[][]
  3. https://moneyservices.kroger.com/bakers/[][]
  4. https://moneyservices.kroger.com/check-cashing/#what-to-bring[][]
  5. https://moneyservices.kroger.com/check-cashing/[][][][][][][][][][][][][][][][][][][][][][][][][][][][][][]
  6. https://moneyservices.kroger.com/check-cashing/#costs-and-fees[]
  7. https://moneyservices.kroger.com/dillons/[]
  8. Food City accounting department (800) 826-8451[][][]
  9. https://www.foodlion.com/customer-service/policies-and-guarantees/[][][]
  10. https://www.gianteagle.com/about-us/policies[][][]
  11. Giant Food customer service (888) 469-4426[][][]
  12. Hannaford customer service (800) 213-9040[][][]
  13. https://www.heb.com/static-page/check-cashing[][]
  14. H-E-B store customer service representatives[]
  15. https://www.homelandstores.com/departments/Services/[][][]
  16. Hy-Vee Facebook Messenger chat[][][]
  17. https://www.ingles-markets.com/advantagecardfaq#check[][]
  18. Ingles customer service representative[]
  19. https://marketbasketfoods.com/departments/courtesy-services/[]
  20. Market Basket customer service representative[][][]
  21. https://www.pricechopper.com/price-chopper-and-market-32-policies/[][][]
  22. https://ww4.publix.com/faq/customer-service[][]
  23. Publix Facebook Messenger chat[]
  24. Albertsons Financial Department (800) 898-4027[][][][][][][][][]
  25. ShopRite Facebook Messenger chat[][][]
  26. Stop & Shop customer service (800) 767-7772[][][]
  27. Tops Friendly Markets Facebook Messenger chat[][][]
  28. https://www.walmart.com/cp/check-cashing/632047[][][]
  29. https://www.wegmans.com/service/faq/store-policies/[][][]
  30. https://www.wincofoods.com/customer-service/faqs/#%23payrollchecks[][][]
  31. Winn-Dixie customer service (844) 745-0463[][][]

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