Kroger Check Cashing Policy Explained

Exterior of a Kroger grocery store

Short Answer — Kroger cashes many types of checks worth up to $5,000 for a fee of around $3 to $6.

Kroger’s Check Cashing Policy

Kroger cashes checks at all locations, customer service representatives told us.

Here are the details of Kroger’s check cashing policy:

  • Types of checks cashed:
    • Payroll checks
    • Government checks (such as Social Security, welfare, and disability)
    • Tax refund checks
    • Insurance settlement checks
    • Printed business checks (such as rebate checks or refund checks)
  • Exclusions: Kroger does not cash cashier’s, personal, or starter checks; see our research on where to cash cashier’s checks and where to cash starter checks.
  • Limit: $5,000 per check
  • Fees: $3.50 for checks up to $2,000 and $6 for checks $2,000.01 to $5,000. You’ll receive a $0.50 discount on the fee if you have a Kroger Plus Card. These fees and limits may vary based on local and state laws, so check with your local store to confirm.
  • Requirements: You must have a current ID and know your Social Security Number or Taxpayer Identification Number. Accepted forms of ID include:
    • U.S. driver’s license
    • U.S. state-issued photo ID
    • Military ID
    • U.S. passport
    • Resident alien ID
    • Matricula Consular ID (also known as the Mexican CID card)
    • Tribal nation or reservation ID
  • Check Cashing Hours: Generally 8 a.m. to 9 p.m., 7 days per week, but may vary by location. See our list of other places that cash checks late at night.
  • Source: The Kroger Co. Money Services – Check Cashing page

Kroger owns and operates several other grocery store chains all of which have the same money services. If you Kroger’s to search for stores and there’s no Kroger in your area, the search will return other Kroger family stores. Don’t be dismayed, they’ll have the same policy.

Compare your options with our full list of grocery stores that cash checks.

One thought on “Kroger Check Cashing Policy Explained

  • Marsha

    What happens if your payroll check bounces and you gave them all that information??

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