Shaw’s Check Cashing Policy: Accepted Check Types, Requirements, etc

Stack of US currency after cashing a check

Shaw’s is a popular supermarket chain operating mostly in the New England area. Shaw’s offers customers a pleasant shopping experience and weekly money saving deals. For the sake of convenience, the store allows customers to cash certain types of checks. Please note that Shaw’s doesn’t have a formal check cashing policy posted on its website. The following information was obtained by calling the store’s customer service department. Keep reading to find out how you can cash a check at your local Shaw’s.

Does Shaw’s Cash Personal Checks?

Shaw’s does not cash personal checks. This rule means that you won’t be able to pay for groceries by writing a personal check, and you won’t be able to cash two-party or third-party personal checks. For a comprehensive list of stores (selling groceries and general items) offering personal check cashing services, see our other article.

Does Shaw’s Cash Payroll Checks?

Good news! You can cash your payroll check at every Shaw’s location. The store can cash your payroll checks up to $1,500. While the cash amount is strict, the nitty-gritty details of the check cashing process remain informal. You may be able to cash a check without purchasing groceries. Contact your local store and ask if they require grocery purchase to receive cash. Meanwhile, check out these alternative payroll check cashing options.

In general, grocery stores don’t accept handwritten payroll checks due to worries over fraud. To be safe, make sure your payroll check displays computer printed payee and payor names. Your check must also have a stamped authorized signature or a computer-generated authorized signature.

Need a handwritten check cashed? Chose from one of these places that cash handwritten checks.

Does Shaw’s Cash Government Checks?

Shaw’s cashes government checks at all of its locations. The check limit is $1,500. The store doesn’t mention specific types of government checks, so if you’re unsure about your category of government check, contact the store ahead of time.

Does Shaw’s Cash Any Other Types of Checks?

None. You won’t be able to cash checks such as money orders, government checks, tax refund checks, insurance checks, or traveler’s checks at Shaw’s.

Check Cashing ID Requirements

Before heading to Shaw’s to cash a check, be sure to bring an acceptable form of ID:

  • State-issued driver’s license or photo ID
  • Military photo ID
  • Native American Tribal photo ID
  • Other valid government-issued photo ID

You’ll also need to provide your Social Security number to complete the check-cashing transaction.

Other Places to Cash a Check

Shaw’s not an option for you? There are lots of grocery stores that will cash a check. Usually they’ll charge a reasonable fee, and sometimes they’ll make you sign up for a store card or check cashing privileges (it’s worth it — the more stringent the requirements, the lower the fee, generally speaking). Find more options in our article Grocery Stores That Cash Checks: Personal, Payroll, Insurance, etc.

If you’re not married to the idea of cashing your check at a grocery store, see our article Check Cashing Place near Me? for a complete list of places to cash a check, including banks with check cashing for non-customers, convenience stores, gas stations, check cashing stores, and more.

In Summary

Shaw’s allows customers to cash payroll and government checks up to $1,500 at all its locations. Personal checks are not accepted. If Shaw’s check cashing doesn’t serve your needs, you can browse the list of similar New England stores for additional check cashing options.


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