Stop & Shop Check Cashing Policy: Hours, Fees, Limits, etc

Close-up of $100 bills resting on a check from the United States Treasury

Short Answer

Stop & Shop will cash checks for customers who sign up for check cashing privileges. Fees and limits vary by location.

Stop & Shop Check Cashing Policy

Stop & Shop cashes checks, but to cash your checks, you must be approved for check cashing privileges.

To get approved, you must first have a membership card, which you can get either at your local store or online. Once you have your card, go to the Stop & Shop customer service desk and fill out the check cashing application. There is no fee to sign up for check cashing privileges.

Customer service representatives told us the approval process can take a few weeks, so if you don’t already have check cashing privileges, you’ll need to wait to begin cashing your checks at Stop & Shop.

Once you’re approved, there is a fee. However, fees and limits vary by location.

Even after you’re approved for check cashing, you must still present a valid photo ID (driver’s license, military ID, or state-issued identification card) when you cash a check at Stop & Shop. Stop & Shop also uses TeleCheck for its check approval services.[1]

Check Types

Stop & Shop only cashes payroll and government checks.

If Stop & Shop isn’t able to cash your check, see our list of other grocery stores that cash checks.


Check cashing is limited to hours when the customer service desk is open. At most Stop & Shop locations, the desk opens between 8 and 9 a.m. and closes at 9 p.m.

Can You Get Cash Back with a Personal Check?

You can get cash back at Stop & Shop when paying with a personal check. New customers can request up to $50 per check, while established customers can request up to $100 cashback.

There is no limit to the number of checks you may write for cash back.[1]

Find out more about this process in our research on how to get cash back on a personal check.

  1. Stop & Shop customer service (800) 767-7772[][]

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