Although direct deposit and other methods of online banking are becoming increasingly popular, many people still prefer to write and receive checks as a payment method. Dos Stop & Shop cash checks? Yes. Keep reading to find out about Stop & Shop’s check cashing policy and other places like Stop & Shop that will cash checks for you.

Stop & Shop’s Check Cashing Policy

To cash a check at Stop & Shop, you must first be approved. According to customer service, the approval process can take a few weeks, so you can’t begin cashing checks there until you’ve been approved. To get approved, you must first have a membership card, which you can get either in-store or online. Once you have your card, go to the Stop & Shop customer service desk and fill out the check cashing application. There is no fee for signing up for check cashing privileges.

Once you’re approved, there’s a $0.50 fee to cash a check, and you can only cash checks up to $500. Stop & Shop uses TeleCheck for its check approval services. Even after you’re approved for check cashing, you must still present a valid photo ID (driver’s license, military ID, or state-issued identification card) when you cash a check at Stop & Shop.

Types of Checks Cashed

The Stop & Shop customer service informed us that Stop & Shop check cashing is only for payroll and government checks.

Check Cashing Hours

Checks are cashed at the customer service desk, so check cashing is limited to hours when the customer service desk is open. The customer service desk at most Stop & Shop locations opens between 8 and 9 AM and closes at 9 PM.

Can You Get Cash Back with a Personal Check?

Yes, you can get cash back at Stop & Shop when paying with a personal check. New customers can request up to $50 per check, while established customers can request up to $100 cash back. There is no limit to the number of checks you may write for cash back.

Learn more in our article, Where Can I Get Cash Back on a Personal Check? At These 13 Stores.

Other Grocery Stores That Cash Checks

If you don’t live near a Stop & Shop, don’t worry! There are many other grocery stores that cash checks.

1. Albertsons

2. Food City

3. Food Lion

4. Hannaford

  • Types of checks cashed: Payroll, government, and pension checks that are considered regular income.
  • Limit: Varies by location
  • Fee: Varies by location
  • Requirements: Apply for check cashing privileges (application processing takes about five days) and show a government-issued photo ID.
  • Find a Hannaford

5-17. Kroger Brand Stores with Money Services

Many Kroger stores use Money Services to cash their checks, which means that they all share the same fees and policies.

The Kroger stores with Money Services are: Baker’s, City Market, Dillons, Fred Meyer, Fry’s Food Store, Gerbes Supermarkets, King Soopers, Kroger, Owen’s, Pay-Less Supermarkets, Ralphs, Smith’s Food and Drug, and Quality Food Centers.

18. Walmart

  • Types of checks cashed: payroll checks, government checks, tax checks, cashiers’ checks, insurance settlement checks, 401(k)/retirement disbursement checks, and MoneyGram orders purchased from Walmart
  • Limit: $5,000
  • Fee: $3 for checks $1,000 and under, and $6 or checks over $1,000 to $5,000.
  • Requirements: Valid photo ID
  • Find a Walmart
  • Learn more in our article: Walmart Check Cashing Policy: Hours, Limit, Fees, and More

Find more grocery stores that cash checks through our article: 20 Grocery Stores That Cash Checks: Personal, Payroll, Insurance, Etc.

In Summary

Stop & Shop check cashing services are available for all customers who have completed a check cashing application and present a valid photo ID. The store cashes payroll and government checks up to $500 for a $0.50 fee. Stop & Shop also allows customers to pay with a personal check and request cash back — up to $50 for new customers and up to $100 for established customers.