Stop & Shop Check Cashing Policy: Hours, Fees, Limits, etc Detailed

Although direct deposit and other methods of online banking are becoming increasingly popular, many people still prefer to write and receive checks as a payment method. Does Stop & Shop cash checks? Yes. Keep reading to find out about the Stop & Shop check cashing policy and other places like Stop & Shop that will cash checks for you.

Stop & Shop Check Cashing Policy

To cash a check at Stop & Shop, you must first be approved. According to customer service, the approval process can take a few weeks, so you can’t begin cashing checks there until you’ve been approved. To get approved, you must first have a membership card, which you can get either in-store or online. Once you have your card, go to the Stop & Shop customer service desk and fill out the check cashing application. There is no fee for signing up for check cashing privileges.

Once you’re approved, there is a fee. However, fees and limits vary by location. Stop & Shop uses TeleCheck for its check approval services. Even after you’re approved for check cashing, you must still present a valid photo ID (driver’s license, military ID, or state-issued identification card) when you cash a check at Stop & Shop.^[1]

Types of Checks Cashed

The Stop & Shop customer service informed us that Stop & Shop check cashing is only for payroll and government checks.

Check Cashing Hours

Checks are cashed at the customer service desk, so check cashing is limited to hours when the customer service desk is open. The customer service desk at most Stop & Shop locations opens between 8 and 9 a.m. and closes at 9 p.m.

Can You Get Cash Back with a Personal Check?

Yes, you can get cash back at Stop & Shop when paying with a personal check. New customers can request up to $50 per check, while established customers can request up to $100 cashback. There is no limit to the number of checks you may write for cash back.^[1]

Learn more in our article, Where Can I Get Cash Back on a Personal Check? At These 10+ Stores.

If Stop & Shop isn’t able to cash your check, see our article Grocery Stores That Cash Checks: Personal, Payroll, Insurance, etc for more options.