Safeway has grown since the early 1900’s to become a well-known name in grocery retail. Today, the merged company has over 2,200 stores in 33 states and the District of Columbia. If you want get your grocery shopping and basic money services done in one trip — Safeway is a great bet. Safeway check cashing and safeway western union services are convenient and accessible. At Safeway you can cash a check, buy a money order, send/receive a money transfer, pay bills, and more.
In this article, we cover the details of money services availale at Safeway, what you need to bring with you to use them, and what fees and limits to expect. Plus, if Safeway isn’t near you, we list other grocery stores that offer similar money services.
In This Article
- Money Orders
- Money Transfers
- Bill Pay
Safeway Western Union
Safeway is a Western Union agent, so it sells Western Union money orders. Money orders are a lot like personal checks, except that they’re prepaid. You’ll fill out the recipient’s name, your name, and then purchase the money order for some set value. Because they’re prepaid and backed by the issuing company, money orders are often more secure than personal cheks.
To get a money order at Safeway, you must visit the customer service desk. Note that the customer service desk usually has shorter hours than the rest of the store, and typically closes as 7 PM. The follow fees and limits apply:
- Cost: 59 cents
- Maximum value: $500.00.
- Accepted payment type: Cash only
Safeway doesn’t cash money orders, even ones that were bought at Safeway.
From the Safeway customer service desk, you can also send or receive a money transfer via the Western Union. You can send money either domestically or internationally. Fees start at $5, but vary greatly depending on where you’ll send to, so use the fee estimator to get an idea of the price. You must pay for the transfer with either cash or a debit card.
You’ll need to know certain information about the recipient, like address and complete name as it appears on their ID. If your transferring internationally, you might have the option to send the money to their bank account, so you’ll need information from their financial institution. After you pay for the transfer, you’ll get a receipt with a tracking number (the MTCN). Keep it! The recipient must have that number when they pick up the money. The recipient can pick up the money order at any Western Union agent, not just Safeway.
If you’re picking up a money transfer at Safeway, you’ll need a government issued ID and the tracking number (MTCN). There’s no fee to pick up the money transfer.
Customers can pay bills in person at Safeway through the Western Union’s Convenience Pay service. This service makes it convenient to send payments for credit cards, car payments, rent, mortgage, utilities, and more. Just go to the Customer Service desk, and from there, a Safeway associate can search the extensive database of payees to see if the one you need is there. If the payee is part of the C-Pay system, you will be able to pay your bill and receive a proof of payment in just minutes.
Safeway Check Cashing
Don’t have a bank account? Looking for somewhere to cash a check after hours? Safeway cashes several kinds of checks. Specific policies about the types of checks accepted may vary by location. For specific questions, we recommend contacting the nearest Safeway store to verify that the store will be able to cash your particular check. Most of the time, the following rules apply for cashing a check at Safeway:
- Types of checks cashed: Non-personal, printed checks (government, payroll, etc.)
- NOT cashed: Handwritten payroll checks, personal checks, third party checks, starter checks, et al.
- Cost for check cashing: $2.25 for every $200 cashed
- Maximum check value: $1,499
You’ll always need to present a government issued, photo ID when cashing a check at Safeway.
Safeway Check Writing
In addition to getting a check cashed, customers can write a personal check to pay for their grocery purchase, and can get cash back by overwriting the amount owed. Safeway customers can get up to $25 cash back when paying with a personal check. You must provide a government issued, photo ID to pay with a check.
Safeway uses Certegy, a third-party verification system, to process personal checks. The Certegy system reviews your check writing history for potential risks, and your check may be declined if you have past returned checks, unpaid checks, or issues with your checking account. Your check could also be declined for something more innocent, like Certegy simply not having any records about you.
If Certegy declines your check at a Safeway store, the cashier will be unable to accept a check as payment. You can call Certegy at (800) 237-3826 or use the Certegy declined check look up to find the reason your check was declined.
Safeway Gift Cards
Safeway has over 300 gift cards for sale. Cards are offered from multiple retailers, including prepaid credit cards, and they can be purchased either in store or online through partner company Gift Card Mall. Available gift card types include:
- Leading retailers and restaurants
- Prepaid cards for digital gaming and online entertainment
- Visa, MasterCard, and American Express gift cards
- Sports cards from major leagues and teams
- Ticket cards for theme parks, ski resorts, and more
Online shoppers at the Gift Card Mall can even personalize the gift card with their photo, which adds a special touch. The Gift Card Mall provides gift cards from a wide variety of retailers, including:
- Build-A-Bear Workshop
- Forever 21
- Safeway (of course)
- Home Depot
- Game Stop
- …and more
You can pay for your gift card purchase with cash, debit, credit, or personal check. But, if you pay with a credit card, you’ll be limited to four gifts cards or $200 per day. If paying with a debit card, customers are limited to 20 gift cards or $2,000 per day, unless authorized by a manager at the store.
If you have a gift card for Safeway, you can check the gift card balance by calling Safeway at (877) 258-2799 or visiting customer service in a store.
Safeway Gas Rewards Points
Safeway is one of the retailers that offers rewards points for discounts on gas purchases at Safeway gas stations. When you shop at Safeway and use your Club Card at checkout, you earn one point for every dollar spent on groceries or pharmacy items, and two points for each dollar spent on qualifying gift cards.
- How it works: Points are redeemed in increments of 100; 100 points = 10¢ per gallon savings
- Point expiration: Point totals less than 100 expire at the end of the calendar month in which they were earned. Point totals over 100 are good until the end of the following calendar month after they were earned (for example, points earned in June are good until the end of July).
- Find a Safeway gas station
You can redeem up to $1 off per gallon in rewards at participating Chevron, Texaco, and Safeway gas stations by swiping your Club Card or entering the phone number linked to your card at the pump.
In select California locations, customers can sign up for the Safeway Fast Forward Debit Card, which provides twice as many gas rewards points for every dollar spent. The card allows you to pay for groceries at Safeway with your existing checking account and links to your Safeway Club Card to give you the same benefits.
Fast Forward is available at these California Safeway locations: Alamo, Anderson, Antioch, Bay Point, Brentwood, Burney, Cameron Park, Carmichael, Chico, Citrus Heights, Clayton, Concord, Danville, Discovery Bay, Dublin, El Dorado Hills, Elk Grove, Fair Oaks, Folsom, Jackson, Lincoln, Livermore, Lodi, Madera, Manteca, Martinez, Modesto, Moraga, Orinda, Paradise, Placerville, Pleasant Hill, Pleasanton, Pollock Pines, Rancho Cordova, Redding, Rocklin, Roseville, Sacramento, San Ramon, Sonora, Stockton, Tracy, Turlock, Walnut Creek, and West Sacramento.
Do you see your local Safeway on this list? Sign up for the Fast Forward program.
Another handy money service offered at Safeway are the Coinstar machines. You can insert all your extra coins into the machine and get paper money or store credit back, or opt to make a donation. Fees may apply —
- Cash/paper money: 11.9%
- Store credit: No fee
- Charity donation: No fee
If you chose cash, the machine will print out a voucher, and you can redeem it for cash at the customer service desk. If you chose store credit, you’ll be prompted to select which store you want credit for, and then the machine will print our a voucher. You can browse which stores are available on Coinstar’s website. If you choose donation, the machine will prompt you to select a charity. You can also see which charities are available at Coinstar’s website.
Other Grocery Stores with Money Services
If Safeway isn’t in your town or isn’t convenient for you, there are a number of other grocery stores that offer similar financial services so you can both shop and take care of financial transactions at the same place. Grocery stores usually have reasonable fees for check cashing and money orders, and are a great option if you don’t have a bank account.
For a complete list of grocery stores that cash checks, see our article Grocery Stores That Cash Checks: Personal, Payroll, Insurance, etc. If you want to learn about other types of business that cash checks, or if you don’t mind going somewhere other than the grocery store, see our article Check Cashing Place near Me? for a complete list of all the places where you can cash a check.
Many grocery stores also sell money orders, though you can also buy a money order at the Post Office and many banks. For a complete list of places to buy a money order, see our article Where Can I Get a Money Order?.
There are a lot of things you can do at Safeway besides grocery shopping. Safeway has several money services including money orders, money transfers, check cashing, and bill pay. Customers have both in-store and online options to purchase gift cards from over 300 retailers. Safeway’s gas rewards bonuses can be useful to save money at the pump, and if you have some spare change that’s been collecting dust in a jar, you can cash it in at a Coinstar machine in a local Safeway. If you need money related services, you need look no further than a local Safeway grocery store; but if Safeway isn’t for you, several other grocery stores also offer extensive money services, especially stores like Walmart and Kroger.