Safeway offers both money orders and check cashing services, as well as several other in-store money services, such as money transfers, bill payment, and gift cards.
Below, we detail Safeway’s various financial services, including their fees, requirements, and what else you need to know before visiting.
Safeway sells Western Union money orders at its customer service desk. Fees and limits vary by store location.
We contacted stores in Colorado, Maryland, and Virginia for an idea of the typical money order policy.
Store associates quoted us fees of up to $1 per money order. Most locations have a maximum limit of $500 per money order. (If you need more than $500, you can buy multiple money orders.)
All of the stores told us that they only accept cash for money orders.
Note that the customer service desk usually has shorter hours than the rest of the store; most close around 8 p.m.
Also, you can’t cash a money order at Safeway; see our list of places that cash them for alternatives.
Safeway’s check cashing policy may vary slightly by location, but the store will generally cash government-issued and payroll checks. It won’t cash personal, handwritten, third-party, or starter checks.
You must show a government-issued photo ID to cash a check at Safeway.
Check cashing costs around $2.25 for every $200 cashed, though again, fees may vary by store.
The typical maximum payroll check value Safeway will cash is about $1,500. Personal check policies vary by location.
As with money orders, Safeway processes money transfers through Western Union.
You can send money within the U.S. or internationally using a money transfer, and you can pay using cash or a debit card.
Fees vary depending on the money transfer’s destination and the amount you want to send. Western Union offers a fee estimator you can use to get an idea of the price before visiting the store.
Note that you’ll need to provide the recipient’s full name as it appears on their photo ID and may also need to provide the person’s address.
After paying, you’ll receive a tracking number, which you should share with the recipient — they’ll need it when they pick up the money (which they can do at any Western Union agent, not just Safeway).
Another service Western Union offers at Safeway is Convenience Pay, an in-person bill payment service.
You can use Convenience Pay for utility bills, car payments, mortgage payments, electricity, and other monthly expenses.
Visit the customer service desk, providing your phone number, the name of the company you need to pay, and your account number.
A Safeway associate will determine whether your payee is eligible for convenience pay; if so, you can make a payment using cash or a debit card.
You’ll receive proof of the payment in the form of a receipt with a payment tracking number.
There are no fees if you choose a gift card or donation, but cash transactions cost around 12% of the final amount, plus a $0.25 transaction fee.
If you choose cash, the machine will print out a voucher, which you can redeem for cash at the customer service desk.
Safeway accepts checks and allows up to $25 cash back on check purchases by overwriting the check.
When paying by check, you must present a government-issued photo ID. You must also pass verification through a third-party electronic check service, Certegy.
If Certegy declines your check at a Safeway store, the cashier will be unable to accept a check as payment.
You can call Certegy at (800) 237-3826 or use the Certegy declined check lookup to find the reason your check was declined.
Common reasons include unpaid checks, past returned checks, or issues with your checking account, though Certegy may also deny you if you don’t write checks often.
You can purchase gift cards using cash, debit cards, credit cards, or personal checks.
If you have a Safeway gift card, you can check the balance by calling Safeway’s customer service department at (877) 723-3929 or visiting the in-store customer service desk.
There is no way to check your balance online at the time of writing.
- Albertsons Financial Department (800) 898-4027
- Safeway store customer service representatives
- Safeway Facebook Messenger chat
- Safeway customer service (877) 723-3929
- (Safeway customer service (877) 723-3929