Walmart Neighborhood Markets focus on three of Walmart’s biggest categories: groceries, pharmacies, and fuel. They are much smaller than the Supercenters but still offer the same, low prices. They feature a wide range of fresh and organic produce, gluten-free products, other groceries, beauty supplies, and more. Walmart Neighborhood Markets also have on-site services, such as a fuel station, a full-service pharmacy, and a free in-store pickup service for items purchased at Walmart.com. And, like the typical Walmart Supercenter, Walmart Neighborhood Markets have Walmart MoneyCenters. Walmart Neighborhood Market MoneyCenters have all the usual financial services — you can cash checks and access other MoneyGram services, like money orders.

In This Article

Walmart Neighborhood Market Check Cashing Policy

Walmart Neighborhood Market cashes checks. However, unlike regular Walmart stores, you can only cash a check at the Money Service center — not at the register. Read on to learn more about Walmart Neighborhood Market’s check cashing policy:

  • Types of checks cashed: Payroll checks, government checks, tax checks, cashiers’ checks, insurance settlement checks, 401 (k), retirement disbursement checks, MoneyGram money orders that were purchased at that particular Walmart Neighborhood Market
  • Limit: $5,000
  • Fees: $3 for checks up to $1,000; $6 for checks $1000.01-$5,000
  • Requirements:  Valid, government-issued photo ID. The types of identification Walmart accepts for check cashing include:
    • Driver’s licenses
    • State-issued IDs
    • Military IDs
    • Tribal IDs
    • U.S. passports
  • Source: Customer Service representative and Walmart Check Cashing
  • Find your nearest Walmart Neighborhood Market

Once your check is validated through TeleCheck, you can receive your money as cash or have it loaded onto a Walmart MoneyCard. The Walmart MoneyCard is a prepaid, reloadable MasterCard that can be used anywhere MasterCard debit is accepted. You may purchase the card for $3 at Walmart Neighborhood Market or request one online and have it shipped to you, free of charge.

Walmart Neighborhood Market Money Order Policy

Walmart Neighborhood Markets also cash money orders — but only those purchased from that particular Walmart Neighborhood Market location. You must present the receipt as proof that the money order was purchased there.

  • Maximum order cashed: $5,000
  • Fees: $3 for money orders up to $1,000, and $6 for money orders greater than $1,000.
  • Source: Customer service representative and Walmart Check Cashing

Please note that Walmart Neighborhood Market Money Centers (located at customer service) are only open certain hours, which vary by location, and may not be open during the same hours that the Walmart Neighborhood Market is open. The money center, generally, is open 7 AM – 10 PM, but you’ll want to double check money center hours with your local Walmart Neighborhood Market.

Other Grocery Stores That Cash Checks

1. Albertsons

2. Food City

3. Fred Meyer

4. Giant Eagle

Note: You must have a Giant Eagle Advantage Card to cash checks. This card is free and you can apply for it in store.

5. Hannaford

6. H-E-B

  • Types of checks cashed: Tax refund checks, government, payroll, dividend, insurance and personal checks and Western Union money orders that were purchased at H‑E‑B
  • Limit: $9,500
  • Fees: $3 for up to $3,000 and an additional fee for up to $9,500 that will vary by location.
  • Source: H-E-B – Check Cashing
  • Find a H-E-B

7. King Soopers

8. Kmart

  • Types of checks cashed: Government checks, tax refund, and payroll checks
  • Limit: $500
  • Fees: $1 or less. 50 cents in IL and RI. No fee in CT, DE, GA, NJ, NV, PA, PR, SC, GU (Guam) and WA.
  • Source: Kmart – Check Cashing
  • Find a Kmart

9. Kroger

10. Meijer

  • Types of checks cashed: Payroll checks, government checks, personal checks, traveler’s checks
    • Note: You must enroll in the Certegy verification system with valid ID and meet a 7-day waiting period prior to cashing a check at Meijer.
  • Limit: Payroll checks must not exceed $1,000 and government checks must not exceed $1,999.99. Personal checks may be written for up to $25 over the purchase price. Traveler’s checks up to $100.
  • Fees: Start at $3 but vary by check type and amount.
  • Source: Meijer – Check Cashing
  • Find a Meijer

11. Publix

12. Ralphs

  • Types of checks cashed: Payroll, government, income tax refund, insurance, and business checks
  • Limit: $5,000, but your local Ralphs may impose a lower limit due to state regulations
  • Fees:
    • For Ralphs Reward Card holders: $3 for checks up to $2,000; $5.50 for checks over $2,000 and up to $5,000
    • For non-cardholders: $3.50 for checks up to $2,000; $6 for checks over $2,000 and up to $5,000 (verified by customer service)
  • Source: Ralphs – Money Services
  • Find a Ralphs
  • Learn more in our article: Does Ralphs cash checks? Yes. Here’s the Ralphs Check Cashing Policy

13. Shaw’s

14. Smith’s

  • Types of checks cashed: Payroll checks, government checks, income tax refund checks, insurance settlement checks, and business checks
  • Limit: $5,000; your local Smith’s may lower this limit if the store does not have adequate funds on hand.
  • Fees:
    • Shopper’s Card Holders: $3 for checks up to $2,000; $5.50 for checks over $2,000 and up to $5,000
    • Non-Shopper’s Card Holders: $3.50 for checks up to $2,000; $6 for checks over $2,000 and up to $5,000 (verified by customer service)
  • Source: Smith’s Money Services
  • Find a Smith’s
  • Learn more in our article: Smith’s Check Cashing: Hours, Types of Checks Cashed, Fee, and More

Other Grocery Stores That Cash Money Orders

Many grocery stores (including the ones listed below) handle money orders differently from one location to another, so it is important to note that this service may not be offered at every location of these particular chains. We recommend calling ahead to make sure that money order cashing services are available at your neighborhood store before you arrive.

1. Ralphs

2. WinCo

Note: WinCo Will only cash a MoneyGram that was issued at another WinCo.

While there aren’t many grocery stores that cash money orders, you can still find many of other places that do. For more options, check out our article: Where Can I Cash a Money Order? At These 20+ Places.

In Summary

If you live near an urban center and are looking for additional options to cash checks and money orders, look to see if a Walmart Neighborhood Market has opened near you. Walmart Neighorhood Markets have standard Walmart MoneyCenters, so you can take care of a host of financial errands there. If you’re a regular Walmart shopper, it’s important to remember that the rules pertaining to the limits, fees, and requirements for money order and check cashing may be slightly different at a Walmart Neighborhood Market than they are at a regular Walmart Supercenter.