This article contains what you need to know if you want to do anything regarding a money order or check cashing at Fry’s Food. Does Fry’s use Western Union? What are their hours for getting these money services accomplished? Those questions and more are answered below. Enjoy!

In This Article

Fry’s Food Money Order Policy

Fry’s Food and all Kroger-owned grocery stores sell money orders. The money order service used by Fry’s Food is Western Union. Cash is the only accepted payment type for money orders at Fry’s Food. To buy a money order, you’ll need enough cash for the amount of the money order and the small fee, as well as a valid, government-issued photo ID. You can buy money orders at the customer service desk by filling out a money order form and presenting it to the cashier.

For customers with a free Fry’s V.I.P. Card, the fee for buying a money order is $0.69 each, and money orders can be purchased for up to $1,000. You don’t need a V.I.P. Card to purchase a money order, but the fee will be slightly higher without one — usually starting at around $0.80 for every $1,000, according to customer service representatives at Fry’s Food.

While Fry’s Food stores do sell money orders, they do not cash them. Most grocery stores that sell money orders are unable to cash them, although many stores can cash personal, payroll, government, and some other types of checks.

Fry’s Food Check Cashing Policy

Does Fry’s Food cash checks? Yes, they do! You can cash payroll checks, government checks, income tax refund checks, insurance settlement checks, and business checks at any Fry’s Food location.

The check cashing fees at Fry’s Food are:

  • V.I.P. Card holders: $3 for checks up to $2,000; $5.50 for checks over $2,000 up to $5,000
  • Non-V.I.P. Card holders: $3.50 for checks up to $2,000; $6 for checks over $2,000 up to $5,000 (verified by customer service)

Note that check cashing fees and limits may vary by location. You can read more about Fry’s Food and other Kroger-owned stores’ check cashing policies on the Check Cashing page of the Kroger Money Services website.

Fry’s Food stores are located throughout the state of Arizona. The typical hours of operation are 5 AM to 12 AM, seven days a week. However, check cashing and money order services are limited to customer service desk hours — 8 AM to midnight Monday through Friday and 8 AM to 9:30 PM on Saturday and Sunday.

You can use the Fry’s Food Store Locator to find your nearest store. If there are no Fry’s Food in your area, the search will return other Kroger-owned grocery stores, including Kroger, Baker’s, City Market, Dillons, Fred Meyer, Gerbes, King Soopers, Mariano’s Fresh Markets, Quality Food Centers (QFC), Ralphs, and Smith’s Food and Drug.

Other Grocery Stores That Do Money Orders

If you don’t have a Fry’s Food store near you, or you’re wondering about money order policies at a different store, we’ve provided you with the money order policies for other grocery stores. Generally, grocery stores provide money order services either through Western Union or MoneyGram. All of the following stores like Fry’s sell money orders and some cash them too.

1. Albertsons

2. Food Lion

3. Fred Meyer

4. Giant Eagle

5. King Soopers

6. Kmart

  • Money order fees and limits: $0.70 for up to $500
  • Money order service used: Western Union
  • Cashes money orders? No
  • Source: Customer service representative
  • Find a Kmart near you

7. Kroger

8. Meijer

9. Publix

10. Stop & Shop

11. Vons

  • Money order fees and limits: $0.89 per $1,000; total money order limit $2,999.99 (fees and limits may vary by store)
  • Money order service used: MoneyGram
  • Cashes money orders? No
  • Source: Customer service representative
  • Find a Vons near you

12. Walmart

13. Winn-Dixie

Other Grocery Stores That Cash Checks

Wondering about check cashing policies at different stores, or don’t have any Fry’s Food locations near you? Here are the check cashing policies at many other popular grocery store chains.

1. Albertsons

2. Dillons

3. Food Lion

4. Fred Meyer

5. Giant Eagle

6. Giant Food

7. Hannaford

  • Checks cashed: Payroll, government, pension (must be considered “regular income”)
  • Check cashing fees: Vary by location and check amount
  • Check cashing requirements: Must have a valid photo ID and submit a check cashing application. Check cashing privileges take around five business days to process.
  • Source: Hannaford check cashing page
  • Find a Hannaford near you

8. King Soopers

9. Kroger

10. Meijer

  • Checks cashed: Payroll checks up to $1,000; government checks up to $1,999.99
  • Check cashing fees: Varies by location and check amount
  • Check cashing requirements: Valid photo ID and enrollment in the Certegy verification system with a seven-day waiting period. Enroll in-store at your nearest Meijer.
  • Source: Meijer FAQs
  • Find a Meijer near you

11. Publix

12. Ralphs

  • Checks cashed: Payroll, government, tax refund, insurance, and business checks
  • Check cashing fees: $3 to $6, depending on the type and amount of check
  • Check cashing requirements: Valid photo ID and Social Security number. Fees are slightly lower for customers with a free Kroger Shopper’s Card. (Note that Ralphs does not have a store-specific Shopper’s Card, but will accept the Kroger card)
  • Source: Kroger Money Services Check Cashing page
  • Find a Ralphs near you

13. Safeway

  • Checks cashed: Printed checks up to $1,499
  • Check cashing fees: $2.25 for every $200 cashed, but fees may vary by store
  • Check cashing requirements: Valid photo ID
  • Source: Customer service representative
  • Find a Safeway near you
  • Learn more in our article: Safeway Check Cashing FAQ

14. Shaw’s

15. Stop & Shop

  • Checks cashed: Payroll, government
  • Check cashing fees: Vary by location
  • Check cashing requirements: Government-issued photo ID. You must also apply for a Payroll and Business Check Cashing card at any Stop & Shop location.
  • Source: Customer service and Stop & Shop FAQs
  • Find a Stop & Shop near you

16. Walmart

17. WinCo Foods

  • Checks cashed: Payroll, up to $1,000
  • Check cashing fees: $5 token for checks up to $500; $10 token for checks up to $1,000. Tokens can be redeemed for WinCo purchases.
  • Check cashing requirements: Valid photo ID, and WinCo must be able to verify your identity with your employer
  • Source: WinCo Customer Service FAQs
  • Find a WinCo near you

18. Winn-Dixie

In Summary

Fry’s Food stores provide shoppers with convenient financial services such as check cashing and money order purchases. If you hold a Fry’s Food V.I.P. card, you will enjoy a discount on fees associated with check cashing and money order purchases. You can purchase money orders up to $1,000 and cash most checks up to $5,000 at Fry’s Food.