Fry’s Money Order and Check Cashing Policies: Hours, Provider, Fees, etc

Front entrance of a Fry's Food store

Short Answer

Fry’s Food sells money orders through Western Union but does not cash them. Money orders at Fry’s Food may be purchased for up to $1,000 each for a fee of $0.80. Fees are discounted to $0.69 if you have a Fry’s V.I.P. Card. The Arizona-based grocery chain also offers check cashing services for payroll, government, income tax refund, insurance settlement, and business checks. Fees for check cashing range from around $3 to $6 depending on the check amount and whether you’re a V.I.P. cardholder.

For more details on the Fry’s Food money order policy and check cashing policy, see below.

Fry’s Food Money Order Policy

Fry’s Food and all Kroger-owned grocery stores sell money orders. The money order service used by Fry’s Food is Western Union, and money orders can be purchased for up to $1,000 each. Cash is the only accepted payment method for money orders at Fry’s Food. To buy a money order, you’ll need enough cash for the amount of the money order and the small fee. You’ll also need a valid, government-issued photo ID. You can buy money orders at the Money Services desk by filling out a money order form and presenting it to the cashier.

While Fry’s Food is typically open from 5 a.m. to 12 a.m. seven days a week, the Money Services desk has more limited hours. Typically, you can expect Money Services to be available from 8 a.m. to midnight Monday through Friday and 8 a.m. to 9:30 p.m. on Saturday and Sunday. If you’re not sure if Money Services will be open, it’s best to call ahead and verify the hours before making a trip.

For customers with a free Fry’s V.I.P. Card, the fee for buying a money order is $0.69 each. You don’t need a V.I.P. Card to purchase a money order, but the fee will be slightly higher without one — usually starting at around $0.80 for every $1,000, according to customer service representatives at Fry’s Food. Our article features other cheap places to get a money order.

While Fry’s Food stores do sell money orders, it does not cash them. For information on where you can cash a money order, see our list of over 20 places.

Fry’s Food Check Cashing Policy

Fry’s Food also cashes checks. You can cash payroll, government, income tax refund, insurance settlement, and business checks at any Fry’s Food location. Like money orders, you will need to visit the Money Services desk when it’s open to cash a check. According to Fry’s Food customer service, the store’s check cashing fees are:

  • V.I.P. cardholders: Around $3 for checks up to $2,000; $5.50 for checks over $2,000 up to $5,000
  • Non-V.I.P. cardholders: Around $3.50 for checks up to $2,000; $6 for checks over $2,000 up to $5,000

Note that check cashing fees and limits may vary by location. If you’re looking for places that offer free check cashing instead, our article has the details. We also have articles featuring places that cash checks 24/7 as well as a large list of grocery stores that cash checks.

In Summary

Fry’s Food provides shoppers with convenient financial services such as check cashing and money order purchases. If you hold a Fry’s Food V.I.P. Card, you will enjoy a discount on fees associated with check cashing and money order purchases. You can purchase money orders up to $1,000 and cash most certain checks up to $5,000 at Fry’s Food.


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