Food City offers money order and check cashing services in its more than 120 locations throughout the U.S. You can buy money orders for a small fee and cash a check  — even late into the evening — at Food City. However, be aware that Food City has stringent check cashing requirements. Here’s everything you need to know about Food City’s money order and check cashing policies:

In This Article

Food City Money Order Policy

Buying a Money Order

Good news — you can buy a money order at any Food City location!

  • Type of money order: Western Union
  • Fee: $1 per money order
  • Limit: $500 per money order
  • Accepted payment: Cash or debit card
  • Hours: Typically 6 AM – 12 AM, but may vary by store
  • Source: Customer service
  • Find a Food City near you

Note: Because Food City uses Western Union for its money orders, if your money order is lost or stolen, your nearby Food City will not be able to help you. If you need help with your money order after it is purchased, call Western Union at (800) 999-9660, or go to the Western Union Money Orders website for help. Learn more in our article: How to Refund a Money Order: USPS, MoneyGram, Western Union, Etc.

Cashing a Money Order

Food City does not cash money orders, even the ones that were purchased at Food City. If you need to find a place to cash a money order, look at the list below or check out our article, Where to Cash a Western Union Money Order.

Food City Check Cashing Policy

Food City doesn’t cash money orders, but it does cash certain types of checks. If you want to cash a check at Food City, you should know these things:

  • Types of checks cashed: Payroll checks, U.S. government checks, and rebate checks on the store-approved list.
  • Requirements: For payroll and rebate checks, the paying company must be on Food City’s approved list before they will cash any checks. You can call your nearby Food City store to ask if your company’s paychecks are approved for cashing. Management has the right to refuse any check cashing request.
  • Fee: $3 per check
  • Limit: $1,000
  • Hours: Typically 6 AM – 12 PM, but may vary by store.
  • Find a Food City near you

 Money Order Policies for Other Grocery Stores

1. Albertsons

Note:  Not all Albertsons locations sell money orders. Verify with your nearby Albertsons first.

2. Dillons

3. Food Lion

  • Type of money order sold: Western Union
  • Fee: $1 or less
  • Limit: $500 per money order
  • Accepted payment: Cash, debit, and credit card
  • Money orders cashed? None
  • Find a Food Lion
  • Learn more in our article: Food Lion Money Orders

4. Giant Eagle

  • Type of money order sold: Western Union
  • Fee: $0.79
  • Limit: $500 per money order
  • Accepted payment: Cash, debit, or prepaid card
  • Money orders cashed? Yes; Western Union money orders that were purchased at Giant Eagle
  • Find a Giant Eagle
  • Learn more in our article: Giant Eagle Money Order Policy

5. Kroger

6. Publix

7. Ralphs

8. Safeway

9. Stop & Shop

10. Walmart

  • Type of money order sold: MoneyGram
  • Fee: $0.70
  • Limit: $1,000
  • Accepted payment: Cash, debit and credit card
  • Money orders cashed? Yes, but only if the money order was issued by Walmart; $3 fee for money orders up to $1,000
  • Find a Walmart
  • Learn more in our article: Money Orders at Walmart FAQ

11. Winn-Dixie

 Check Cashing Policies for Other Grocery Stores

1. Albertsons

  • Types of checks cashed: Set by individual stores, but most locations will cash electronically signed checks.
  • Requirements: A government-issued photo ID
  • Fee: Varies by location
  • Limit: Set by each individual store, but most locations will cash electronically signed checks under $1,000.
  • Find an Albertsons
  • Learn more in our article: Albertsons Check Cashing and Money Order Policies

2. Dillons

  • Types of checks cashed: Government checks, payroll checks, tax refund checks, insurance settlement checks, printed business checks, and Western Union money orders.
  • Requirements: Social Security Number or Taxpayer Identification Number and a government-issued photo ID.
  • Fee: $3.50 for checks $2,000 and under; $6 for checks $2,000.01 – $5,000.
  • Limit: $5,000 per check
  • Find a Dillons
  • Learn more in our article: Dillons Check Cashing Policy

3. Food Lion

4. Hannaford

  • Types of checks cashed: Government, payroll and pension checks that are considered regular income
  • Requirements: A government issued photo ID; you must apply for check cashing privileges at the customer service desk, approval takes about five days
  • Fee: Varies by store
  • Limit: Varies by store
  • Find a Hannaford

5. Hy-Vee

  • Types of checks cashed: Printed payroll checks
  • Requirements: If you have not used Hy-Vee’s check cashing service in the state, you must first enroll in Hy-Vee’s system. To enroll, you are required to provide an in-state, government-issued ID. Several stores surveyed also required a second form of ID to enroll.
  • Fee: $2 – $6, depending on location and the amount of the check to be cashed
  • Limit: Varies by store, though most are set at $2,000 or $5,000 per check
  • Find a Hy-Vee
  • Learn more in our article: Hy-Vee Check Cashing Policy…

6. Kroger

  • Types of checks cashed: Government checks, payroll checks, tax refund checks, insurance settlement checks, printed business checks, and Western Union money orders
  • Requirements: Social Security Number or Taxpayer Identification Number and a government-issued photo ID
  • Fee: $3.50 for checks $2,000 and under; $6 for checks $2,000.01 – $5,000
  • Limit: $5,000 per check
  • Find a Kroger Money Services Center
  • Learn more in our article: Does Kroger Take Checks? Kroger Check Cashing Policy

7. Price Chopper

  • Types of checks cashed: Payroll checks
  • Requirements: A government-issued photo ID and you must have a Price Chopper’s AdvantEdge card.
  • Fee: Varies by location
  • Limit: Depends on how long you’ve been enrolled in their system.
    • Enrolled under 30 days: $350 in a six-day period
    • Enrolled more than 30 days: $1,100 in a six-day period, not to exceed $940 in 24 hours
  • Find a Price Chopper
  • Learn more in our article: Price Chopper Check Cashing? Not For Everyone…

8. Publix

9. Ralphs

  • Types of checks cashed: Government checks, payroll checks, tax refund checks, insurance settlement checks, and business checks
  • Requirements: Social Security Number or Taxpayer Identification Number and a government-issued photo ID
  • Fee: $3.50 for checks $2,000 and under; $6 for checks $2,000.01 – $5,000
    • With a Ralphs Shoppers card: $3 for checks under $2,000 and $5.50 for checks from $2,000.01 to $5,000.
  • Limit: $5,000 per check
  • Find a Ralphs Money Services Center
  • Learn more in our article: Does Ralphs cash checks? Yes. Here’s the Ralphs Check Cashing Policy

10. Safeway

11. Walmart

  • Types of checks cashed: Payroll checks, government checks, tax rebate checks, cashier’s checks, insurance checks, and 401(k), retirement distribution checks; Walmart does not cash any checks that are handwritten.
  • Requirements: A government-issued photo ID
  • Fee: $3 for checks up to and including $1,000; $6 for checks $1,000.01 – $5,000
  • Limit: $5,000 in most states but $2,000 in Florida
  • Find a Walmart
  • Learn more in our article: Does Walmart Cash Payroll Checks? In Most States, Yes…

12. Winn-Dixie

In Summary

Your nearby Food City will be able to help you purchase a Western Union money order of up to $500 and will be able to cash payroll checks from employers on Food City’s approved list. Many Food City locations are open until midnight, making it a convenient solution if you need a check cashed after many places are closed. If you don’t have a Food City near you, we’ve also provided a list of other grocery stores that provide similar services.