Price Chopper Check Cashing? They Do It but Not for Everyone…

Price Chopper was one of the earliest adopters of the supermarket store model. Now, nearly 50 years and 143 stores later, Price Chopper still markets themselves as an innovative retailer of products and services. That said, it’s no surprise that the store offers a whole lot more than groceries. But does Price Chopper cash checks? In short, yes. But, you will have to do a little planning to take advantage of all the check cashing services offered, so here’s the Price Chopper check cashing policy in plain language.

Does Price Chopper Cash Checks?

Yes, Price Chopper does cash checks. BUT they will only cash payroll checks. To use check cashing services and to obtain check writing privileges, you must first sign up for an AdvantEdge card, Price Chopper’s store rewards cards. The AdvantEdge card allows you to access Price Chopper’s check cashing and payment services, as well as special promotions, discounts, and coupons.

Apply for the card by filling out a short form on Price Chopper’s website or by visiting the customer service desk at your local store. Note that you’ll need to bring a valid ID to the store to activate the card if you applied online.

Suggested Article: These Are the Stores that Cash Personal Checks

Check Cashing and Check Writing Privileges

It’s important to note that Price Chopper identifies varying levels of check writing and check cashing privileges. Therefore, your ability to cash checks or write checks will vary according to how long you’ve had the AdvantEdge card.

A Consumer and Marketing Services Supervisor for Price Chopper provided us with the following information.

1. New Card Holders are those whose applications have not been processed at Price Chopper’s Main Office. New cardholders have the following check writing and cashing privileges:

  • No check cashing privileges
  • May write up to six personal checks for the exact purchase price, not exceeding $150 in a six-day period
    • No cash back on personal checks

2. Temp Card Holders are those whose applications have been processed at the Main Office and have had their card for 15-30 days. Temp cardholders have the following check cashing and writing privileges:

  • May cash up to five payroll checks, not exceeding $350 in a six-day period
  • May write up to six personal checks for the exact purchase price, not exceeding $150 in a six-day period
    • No cash back on personal checks

3. Semi-Permanent Card Holders are those who have written or cashed their first check 14 or more days prior. Semi-permanent cardholders have the following check cashing and writing privileges:

  • May cash up to five payroll checks, not exceeding $940 in 24 hours or $1,100 in a six-day period.
  • May write up to six personal checks for the exact purchase price, not exceeding $250 in a six-day period.
    • No cash back on personal checks.

4. Permanent Card Holders are those who have written or cashed their first check 30 or more days prior. Permanent cardholders have the following check cashing and writing privileges:

  • May cash up to five payroll checks, not exceeding $940 in 24 hours or $1,100 in a six-day period.
  • May write up to 10 personal checks, not exceeding $500 in a six-day period.
    • Cashback may not exceed $30 per check or $60 in a six-day period.

When Can I Cash a Check?

You can cash a check at Price Chopper any time the store is open. Most Price Chopper stores are open Monday through Friday, from 8:30 a.m. to 7 p.m., and Saturday and Sunday, from 10 a.m. to 4 p.m.

In Summary

And that’s the Price Chopper check cashing policy. Does Price Chopper Cash Checks? Yes but it takes some effort. While applying for check cashing and writing services is quick, you’ll begin only with check writing privileges for the exact amount of your purchase — up to $150 — for a six-day period. After you’ve developed a check writing and/or cashing history with the store, you’ll eventually unlock complete privileges and be able to cash payroll checks, pay with personal checks, and receive cash back when paying with a check. If Price Chopper’s policy isn’t for you, see our article Grocery Stores That Cash Checks: Personal, Payroll, Insurance, etc for a complete list of grocery stores that cash checks.

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