Giant Food Check Cashing Policy Explained

When you're dropping by the grocery store to do some shopping, it can also be a convenient time to cash a check.

Knowing the store's check cashing policy ahead of time is especially helpful if you want to be sure your check meets its requirements.

Giant Food only cashes checks at select locations, and where this service is available, some restrictions apply.

Exterior of a Giant Food store

Since only a few Giant Food stores allow check cashing, it’s best to contact your local store before visiting to find out whether it offers this service.[1]

Locations that do cash checks only accept certain types worth up to $999. Giant Food also charges a fee ranging from around $2 to $6 per check, depending on the amount.[1]

Below are the details of Giant Food’s check cashing policy, including more on the fees, limits, requirements, and check cashing hours.

Giant Food Check Cashing Policy

Most Giant Food stores don’t cash checks, but some will cash payroll and government checks (including IRS checks and government assistance).[1][2]

I confirmed these policy details by contacting Giant Food’s corporate customer service department and stores in Delaware, Maryland, Virginia, and Washington, D.C.


Giant Food stores that cash checks will only cash those valued at $999 or less.[1][2]

Store associates and managers can’t override this limit,[2] but there are other places that cash checks over $1,000. See where and how to cash a large check.


Giant Food charges a check cashing fee of about $2 for checks worth $99 or less, $4 for checks worth $100 to $299, and $6 for checks worth $300 or more.[1][2]


You must present a valid government-issued ID to cash a check at Giant Food.[1][2]

You’ll also need a Giant Card membership, which you can sign up for at the customer service desk for free if you don’t already have one.[1][2]

Tip: Giant Foods uses TeleCheck to verify all checks, so if you’ve had problems with this system before, it may deny your check.[2][3]

Note that some Giant Food stores that don’t cash checks for customers do cash Giant Food payroll checks for their employees. There’s no fee for this service but the limit is still $999.[2]


The Giant Food stores that cash checks do so at the customer service desk, which is generally open from 8 a.m. to 8 p.m., seven days a week.[1][2]

However, customer service desk hours may vary by location, so it’s a good idea to call ahead before visiting.[2]


If your local Giant Food doesn’t offer check cashing or you’d like to compare your options, several similar businesses cash checks.

Some options have lower fees and higher limits than Giant Food.

Find out more in the list of grocery stores that cash checks.


Does Giant Food sell or cash cashier’s checks?

No, cashier’s check services aren’t available at Giant Food.[2]

Does Giant Food sell or cash money orders?

Giant Food sells Western Union money orders but doesn’t cash them.[2] See more about the fees, limits, and rules for Giant’s money orders.

Can you get cash back at a Giant Food register on personal check purchases?

Yes. While you can’t write a personal check for cash at the customer service desk, you can get up to $100 cash back when paying with a personal check at most Giant Food stores. There’s also generally no fee for this service.[2]

In Summary

While most Giant Food stores don’t cash checks, there are a few that cash payroll and government checks up to $999. Fees vary by the check amount but range from around $2 to $6.[1]

If check cashing is available at your local Giant Foods, you’ll need to present a valid ID and Giant Card to cash a check.[1][2]

You can typically do this from 8 a.m. to 8 p.m. at the customer service desk.[1][2]

Feel free to share comments or personal experiences with Giant Food’s check cashing services below.

  1. Giant Food customer service (888) 469-4426[][][][][][][][][][][]
  2. Giant Food store customer service representatives[][][][][][][][][][][][][][][]

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