Where Can I Get Cash Back on a Personal Check? At These 13 Stores…

Short Answer: There are several stores that offer cash back for personal check purchases, including Albertsons, Giant Eagle, Kroger, and Walmart. To get cash back from a check, you simply need to write a check for the amount of your purchase plus the amount of cash back you want. Below, we’ve compiled a list of places where you can get cash back with a personal check, how much cash back you can get, and what you’ll need to bring with you.

How to Use a Personal Check to Get Cash Back

While debit cards have become the norm, personal checks are still welcomed by many retailers. And, among retailers that accept checks as payment, a select number also allow customers to get cash back at the register.

Getting cash back at the register with a personal check is fairly straightforward: Instead of writing the check for the amount of the purchase, you write the check for the amount of the purchase plus the amount of cash back you desire. For example, if your purchase comes to $15.32 and you want $25 cash back, you would write the check for $40.32 to get your desired amount back.

Most stores will require you to show a valid, government-issued ID when using a personal check, and some may require you to also have a store loyalty card. Also, keep in mind that all stores have cash-back limit policies, with most giving between $20 and $40 cash back.

Stores That Offer Cash Back for Personal Check Purchases

There are many types of stores that accept personal checks as in-store payment, but most retailers that give cash back with personal checks are grocery and department stores.

The following retailers give cash back when you pay with a personal check:

Albertsons

  • Requirements: Valid ID
  • Cash-back limit for personal checks: $25
  • Source: Customer service
  • Find a store

Food Lion

Giant Eagle

Hannaford

Note: Hannaford uses an electronic checking system that does not require you to fill out your check. A blank check is scanned at the register, and customers use the PIN pad to sign the check and request cash-back amounts, similar to a debit card.

  • Requirements: Valid ID
  • Cash-back limit for personal checks: $100
  • Source: Customer service
  • Find a store

Kroger

  • Requirements: Valid ID; limit of one check over the purchase amount per week
  • Cash-back limit for personal checks: $20
  • Source: Call to customer service
  • Find a store

Our article has more information about Kroger’s cash-back policy.

Market Basket

  • Requirements: Valid ID
  • Cash-back limit for personal checks: $20
  • Source: Customer service
  • Find a store

Meijer

Stop & Shop

Tops

  • Requirements: Valid ID
  • Cash-back limit for personal checks: $40
  • Source: Customer service
  • Find a store

Vons

  • Requirements: Valid ID
  • Cash-back limit for personal checks: $25
  • Source: Customer service
  • Find a store

Walgreens

  • Requirements: Valid ID
  • Cash-back limit for personal checks: Varies by location
  • Source: Customer service
  • Find a store

Our article has more information about the Walgreens cash-back policy.

Walmart

  • Requirements: Valid ID
  • Cash-back limit for personal checks: $20
  • Source: Customer service
  • Find a store

Our articles have more information about Walmart’s personal check policy and Walmart’s cash-back policy.

Wegmans

Note: Wegmans will also cash personal checks without a purchase for Shoppers Club cardholders. Amounts vary based on how long you’ve had the card, from $200 every six days for new cardholders to up $500 every six days when you’ve been a cardholder for six months or more.

  • Requirements: Valid ID and Wegmans Shoppers Club Card; checks must have the same name as the card.
  • Cash-back limit for personal checks: $40
  • Source: Customer service
  • Find a store

Winn-Dixie

Need more cash back? Check out our article about writing a check out for cash.

Stores That Don’t Give Cash Back With Personal Checks

Some stores will accept personal checks, but will not give cash back for check purchases. In the course of our research, we found that the following stores don’t give cash back for check purchases:

In Summary

If you use personal checks for shopping, you may be able to get cash back at the register. Note that not all stores that take personal checks for payment provide a cash-back option, but some that do include Kroger, Meijer, Vons, and Walgreens. For stores that do offer cash back for personal check purchases, be aware of each store’s limits and ID requirements.