38 Stores That Give Cash Back on Check, Debit, and Credit Transactions

cash in cash register

Many stores, including 7-Eleven, Circle K, Albertsons, Giant Eagle, CVS, Walgreens, Target, and Walmart, offer cash back when you pay with a debit card or check.

Asking for cash back allows you to avoid ATM fees and save yourself an extra trip to the ATM or bank. Usually, it’s free to get cash back, and there’s often no minimum purchase amount.

However, it’s less likely that you’ll be able to get cash back on most credit card transactions.

Below, we list the convenience stores, grocery stores, office supply stores, pharmacies, and superstores that give cash back, including their limits and payment options.

What to Know Before Getting Cash Back

How to Get Cash Back

With a Debit Card

Requesting cash back when making a purchase with your debit card is fairly straightforward, both at the register and at self-checkout.

You can charge your card for both the purchase amount and cash-back amount in the same transaction.

Follow these steps to get cash back with your debit card:

  • Swipe or insert your card as usual.
  • Select “Yes” for cash back and select the amount you want.
  • If prompted, select which denomination of bills you want.
  • Enter your pin and confirm your purchase. The cashier or self-checkout register will give you your receipt and the cash back.

With a Credit Card

The steps for getting cash back with a credit card are the same as with a debit card, but few stores or credit card issuers will allow you to get cash back with a credit card.

Typically, if you use a credit card to get cash back (at a store that allows it), the credit card company will consider it a cash advance. Cash advances are subject to high fees, and interest starts accruing on them immediately rather than at the end of your billing period as it does for regular purchases.

For this reason, getting cash back with a credit card can be more expensive than just going to the ATM and paying the small fee.

Discover is the most well-known credit card issuer that allows cash back with its “cash over” program.[1] With this program, you can get fee-free cash back on purchases at participating stores the same way you would with a typical debit card.

For more information on Discover’s cash-back program, see our research on getting cash back from a credit card.

If you need to get cash back using your credit card and your issuer doesn’t allow you to get cash back at the register, see our list of six ways to get cash with a credit card.

With a Personal Check

To get cash back when paying with a check, you’ll need to request it from the cashier directly.

If you’re able to get cash back in the amount you want, you should make the check out for the total price of your purchase plus the amount of the cash back. For example, if your groceries cost $40 and you want $20 cash back, write your check for $60.

Note that many stores have a lower limit for cash back from a check than from a debit card transaction, if they accept checks at all. This is due to the increased risk of fraud with check transactions.

If you’re specifically looking for places where you can get cash back this way, see our list of stores that offer cash back on checks.

Fees and Expenses

It’s usually free to get cash back.

However, you should keep an eye out for the following expenses or fees:

  • Minimum purchase requirements
  • Fees/interest from credit card issuers
  • Retailer fees for cash back — usually charged for amounts over $100, but may apply to any cash-back transaction, depending on the store’s policy

Note: Sometimes, you won’t be able to complete a large cash-back transaction at the register; you may have to go to the customer service desk instead.

Comparison Table

See the table below for a comparison of cash-back limits and conditions, then select any store or scroll for more details.

Store Limit Conditions
7-Eleven$10 Debit only
Casey's General Store$20 Debit only
Circle K$40 Debit only
Dollar General$40 Debit only
Dollar Tree$50 Debit only; $1 fee
Family Dollar$50 Debit only
Kum & Go$20 Debit only
Kwik Trip / Kwik Star$20 Debit only
Albertsons$100 to $300 Debit or Discover credit only
ALDI$100 Debit only
Food Lion$200 debit or EBT; $50 check $100 limit without purchase
Fred Meyer$300 $0.50 fee for cash back up to $100; $3.50 thereafter
Giant Eagle$50 debit; $30 checks None
Hannaford$100 Debit, Discover credit, and checks only
H-E-B$50 Debit and checks only
Hy-Vee$60 Debit only
JayC$100 Debit and Discover credit only
Kroger$300 debit, $120 Discover credit, $20 check $0.50 fee for cash back up to $100; $3.50 thereafter
Mariano's$100 Debit and Discover credit only
Meijer$50 debit; $25 check None
Publix$100 None
Raley's Supermarkets$10 to $60 Debit only
Safeway$200 Debit and Discover credit only
Save Mart Supermarkets / S-Mart$200 to $300 Debit only
Shoppers Food Warehouse$300 at register, $100 self-checkout Debit only
ShopRite$200 debit, $120 Discover credit Debit and Discover credit only
Trader Joe's$50 None
Vons$200; $25 for checks Debit, check, and Discover credit only
Whole Foods$100 Debit only
Winn-Dixie$100 Debit and Discover credit only
Staples$40 None
CVS$35 Debit only
Rite Aid$40 Debit only
Walgreens$20 Debit only
Costco$60 Membership required
Kmart$50 Debit only
Target$40 debit, $20 check Debit and checks only; $20 increments
Walmart$100 debit, $20 check $20 increments only

The List

Below, we list the stores that offer cash back — mainly convenience stores, grocery stores, and superstores. Specialty retailers that sell products like clothing and home furnishings rarely offer cash back.

We confirmed the details of each store’s policy by contacting several store locations and/or researching the stores’ policies as posted on their websites, and we’ve ordered the list starting with the best overall options for each category.

Note: As mentioned above, if you’re using a Discover credit card, you can get cash back (even at some stores where the usual cash-back policy is debit-only) through the Discover Cash Over program.

Convenience Stores

Family Dollar logo

Family Dollar

Circle K logo

Circle K

Dollar General logo

Dollar General

Caseys logo

Casey’s General Store

7 Eleven logo

7-Eleven

Kum and Go logo

Kum & Go

  • Limit: $20[7]
  • Conditions: Only available for debit card purchases; Kum & Go accepts Visa, Mastercard, and Discover debit[7]
  • Find a store

Kwik Trip Kwik Star logo

Kwik Trip/Kwik Star

  • Limit: $20[8]
  • Conditions: Only available for debit card transactions; Kwik Trip and Kwik Star accept Visa, Mastercard, and Discover debit[8]
  • Find a store

Dollar Tree logo

Dollar Tree

  • Limit: $50[9]
  • Conditions: Only available for debit card transactions; there is a $1 cash-back fee, and cash back is available in increments of $10 (though you can request $1 and $5 bills).[9] Find more details in our article on Dollar Tree’s cash-back policy.
  • Find a store

Grocery Stores

Kroger logo

Kroger

  • Limit: $300 for debit card transactions, $120 for Discover credit, and $20 for personal checks[10]
  • Conditions: $0.50 fee for cash back up to $100 and $3.50 for amounts from $100.01 to $300;[10] our dedicated article has more details on the Kroger cash-back policy.
  • Find a store

Albertsons logo

Albertsons

  • Limit: $100 to $300 for debit card transactions, depending on the store; $120 for Discover credit[11]
  • Conditions: Only available for debit card and Discover credit transactions[11]
  • Find a store

Fred Meyer logo

Fred Meyer

  • Limit: $300 for debit card transactions[12]
  • Conditions: $0.50 fee for cash back up to $100 and $3.50 fee for amounts from $100.01 to $300[12]
  • Find a store

Shoppers logo

Shoppers Food Warehouse

  • Limit: $300 at the register and $100 at self-checkout[13]
  • Conditions: Only available on debit card transactions[13]
  • Find a store

Food Lion logo

Food Lion

  • Limit: $200 for debit card transactions, $50 on personal checks[14]
  • Conditions: You can request up to $200 with an EBT card, and you can request up to $100 cash back when not making a purchase.[14]
  • Find a store

Safeway logo

Safeway

Vons logo

Vons

  • Limit: $200; $25 for personal check transactions[16]
  • Conditions: Only available for debit, check, and Discover credit transactions[16]
  • Find a store

ShopRite logo

ShopRite

  • Limit: $200 on debit card transactions; $120 on Discover credit transactions[17]
  • Conditions: Only available for debit and Discover credit transactions[17]
  • Find a store

Save Mart logo

Save Mart Supermarkets/S-Mart

  • Limit: $200 to $300 (varies by location)[18]
  • Conditions: Only available for debit card transactions[18]
  • Find a store

Publix logo

Publix

ALDI logo

ALDI

  • Limit: $100 for debit card transactions[20]
  • Conditions: Only available for debit card transactions[20]
  • Find a store

Hannaford logo

Hannaford

  • Limit: $100[21]
  • Conditions: Only available for debit, Discover credit, and personal check transactions[21]
  • Find a store

Winn-Dixie logo

Winn-Dixie

  • Limit: $100[22]
  • Conditions: Only available for debit and Discover credit transactions[22]
  • Find a store

Whole Foods logo

Whole Foods

Marianos logo

Mariano’s

  • Limit: $100[24]
  • Conditions: Only available for debit and Discover credit transactions; you cannot get cash back when using coupons[24]
  • Find a store

JayC logo

JayC

  • Limit: $100[25]
  • Conditions: Only available for debit and Discover credit transactions[25]
  • Find a store

Hy-Vee

Hy-Vee

  • Limit: $60[26]
  • Conditions: Only available for debit card purchases; Hy-Vee accepts Visa, Mastercard, and Discover debit[26]
  • Find a store

Meijer logo

Meijer

  • Limit: $50 for debit card transactions, $25 for personal checks[27]
  • Conditions: None specified[27]
  • Find a store

Giant Eagle logo

Giant Eagle

  • Limit: $50 for debit card transactions, $30 on personal checks[28]
  • Conditions: None[28]
  • Find a store

Trader Joes logo

Trader Joe’s

H-E-B logo

H-E-B

  • Limit: $50[30]
  • Conditions: Only available for debit and personal check transactions[30]
  • Find a store

Raleys logo

Raley’s Supermarkets

  • Limit: $10 to $60, depending on the store[31]
  • Conditions: Only available for debit card transactions[31]
  • Find a store

Office Supply Stores

Staples logo

Staples

Pharmacies

Rite Aid logo

Rite Aid

CVS logo

CVS

Walgreens logo

Walgreens

Superstores

Walmart logo

Walmart

Target logo

Target

  • Limit: $40 on debit transactions; $20 on personal checks[37]
  • Conditions: Only available for debit card transactions and personal checks, and only in $20 increments[37]
  • Find a store

Kmart logo

Kmart

Costco logo

Costco

Gas Stations

See our previous research on gas stations that offer cash back.

Stores That Give the Most Cash Back

If you’re at a store and you need more cash back than the store allows, you can usually make multiple transactions, and get cash back each time.

Be aware that you can hit your credit card’s monthly limit or your debit card’s daily transaction limit when doing this.

If you need a relatively large amount of cash, instead of going through the checkout several times, see our list of stores that give the most cash back.

Stores That Don’t Offer Cash Back

Most grocery stores, pharmacies, and convenience stores offer cash back during checkout. However, most clothing, home goods, and home furnishings stores don’t.

We’ve checked with representatives from each of the following stores to verify that they don’t offer cash back during checkout:

  • Forever 21
  • H&M
  • Hobby Lobby
  • Pottery Barn
  • RaceTrac (as previously reported)
  • Restoration Hardware
  • Speedway (as previously reported)
  • Starbucks (cash back may be available at locations inside other stores like Target)
  • Wawa (as previously reported)

If you need even more cash back, we explain how to write a check for cash and get it cashed.

  1. https://www.discover.com/credit-cards/member-benefits/cash-over-purchases.html[]
  2. Family Dollar customer service (866) 377-6420[][]
  3. Circle K customer service (602) 728-8000[][]
  4. Dollar General customer service (877) 463-1553[][]
  5. Casey’s customer service (866) 922-0767[][]
  6. 7-Eleven customer service (800) 255-0711[][]
  7. Kum & Go customer service (888) 458-6646[][]
  8. Kwik Trip customer service (800) 305-6666[][]
  9. Dollar Tree customer service (877) 530-8733[][]
  10. Kroger customer service (800) 576-4377[][]
  11. Albertsons customer service (877) 276-9637[][]
  12. Fred Meyer customer service (800) 576-4377[][]
  13. Shoppers Food customer service (888) 907-7467[][]
  14. Food Lion customer service (800) 210-9569[][]
  15. Safeway customer service (877) 258-2799[][]
  16. Vons customer service (877) 723-3929[][]
  17. ShopRite customer service (800) 746-7748[][]
  18. S-Mart customer service (800) 692-5710[][]
  19. Publix customer service (800) 242-1227[][]
  20. ALDI customer service live chat[][]
  21. Hannaford customer service (800) 213-9040[][]
  22. Winn-Dixie customer service (866) 946-6349[][]
  23. Whole Foods customer service (844) 936-8255[][]
  24. Mariano’s customer service (866) 742-6728[][]
  25. JayC customer service (855) 489-2502[][]
  26. Hy-Vee customer service (800) 772-4098[][]
  27. Meijer customer service (800) 962-7011[][]
  28. Giant Eagle customer service (800) 553-2324[][]
  29. Trader Joe’s customer service (626) 599-3700[][]
  30. H-E-B customer service (800) 432-3113[][]
  31. Raley’s customer service (800) 925-9989[][]
  32. Staples customer service (800) 333-3330[][]
  33. Rite Aid customer service (800) 748-3243[][]
  34. CVS customer service (800) 746-7287[][]
  35. Walgreens customer service (800) 925-4733[][]
  36. Walmart customer service (800) 925-6278[][]
  37. Target customer service (800) 440-0680[][]
  38. Kmart customer service (866) 562-7848[][]
  39. Costco customer service (800) 774-2678[][]

Suggested

15 comments - Comments are closed.


  • John

    Any information about Aldi and cash back

    • First Quarter Finance logo
      First Quarter Finance | Rebecca Turley

      Hi John,

      We just got word from Aldi that yes, they do, give cash back on debit card purchases, up to $100.

  • Sk

    Is the food lion still in business?

    • First Quarter Finance logo
      First Quarter Finance | Rebecca Turley

      Hi Sk,

      Yes, there are Food Lion stores across the country. Find one near you here.

  • Rachel

    How about Rayles market? Do they do cashback? Thanks 😉

    • First Quarter Finance logo
      First Quarter Finance | Rebecca Turley

      Hi Rachel,

      Yes, Depending on the location, Raley’s Supermarket allows customers to request between $10-$60 cash back on debit card purchases.

  • Anne Rodrigue

    Does Costco offer cash back on debit cards?

    • First Quarter Finance logo
      First Quarter Finance | Rebecca Turley

      Hi Anne,

      I called Costco customer relations and learned that they do offer up to $60 cash back on purchases. I have updated the article to reflect this.

  • Timmy

    This is useful article. I used to get cash back at Food Lion when I was in North Carolina, but the limit was $100 (not $25) but that was 4 months ago (December 2016). May be they changed the policy after we moved out.

    • First Quarter Finance logo
      First Quarter Finance | Rebecca Turley

      Hi Timmy,

      Thanks so much for letting us know that you were able to receive $100 cash back at Food Lion. Food Lion consumer relations has provided us with the most recent information on their cash back policy, which includes up to $200 with a check, up to $200 with an EBT card, up to $50 with a personal check, and up to $100 for customers not making a purchase. We have updated the article to reflect these changes. Thank you!

  • Raine

    I agree with Ziyanda. Your article was the first to pop up when I googled how to get cash back at stores. Thanks so much! It was super helpful!

    • First Quarter Finance logo
      First Quarter Finance | Hillary M. Miller

      Hi Raine,

      We’re so glad the article could help you out! Thank you for reading!

  • Ziyanda Kenya

    This was so useful!

    • First Quarter Finance logo
      First Quarter Finance | Hillary M. Miller

      Hi Ziyanda,

      We’re so glad to hear that the article was helpful to you — thanks for writing in!

    • Erica

      Totally Agreed 100%!!
      Best article ever!!

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