Publix Cash Back Limit With Debit, Credit, or Check Explained

Getting cash back at the register allows you to avoid ATM fees or skip the extra trip to the bank.

Picking up groceries or other household items at Publix is a good opportunity to get cash back; the grocer offers cash back at all locations.

Knowing its cash back policy can also help you feel prepared and save yourself the time of calling ahead.

Green logo sign on the exterior of a Publix store

Publix offers up to $50 or $100 cash back when you pay with a debit card, depending on the store, and up to $25 back when you pay by check.[1][2]

You can’t get cash back when paying with other payment methods like credit cards.[1][2]

While Publix doesn’t charge a fee to get cash back at the register, you must make a purchase. There are also a few other rules to keep in mind, which I explain below.[1]

Publix Cash Back Policy

Publix offers cash back on purchases with a debit card or a personal check.[1][2]

While most locations only offer cash back at regular cashiered registers, some stores offer this service for debit card purchases at self-checkout.[1][2]

I confirmed Publix’s cash back policy by contacting customer service representatives in Alabama, Florida, and Virginia.

Maximum Amount

The maximum cash back amount for debit card purchases varies by location, but you can generally get any amount up to $50 or $100.[1][2]

For personal check purchases, you can get any amount up to $25 back.[1][2]

Tip: If you need more cash back but want to avoid the ATM, you may be able to make multiple transactions at the customer service desk to get cash back more than once. Note that you must make a purchase for every transaction.[1]

There isn’t a set limit to how many transactions you can make; customer service representatives typically limit transactions to a reasonable amount in relation to the cash they have on hand.[1]

Fees

There’s no fee to get cash back at the register at Publix.[1]

You must make a purchase in order to get cash back, but there’s no minimum purchase requirement, so you could buy something as small as a pack of mints or bottle of soda.[1]

Requirements

You can only get cash back on debit card and personal check purchases at Publix.[1][2]

You can’t get cash back when paying with a credit card, mobile wallet, or gift card.[1][2]

Publix doesn’t require you to enroll in its loyalty program or any other membership to get cash back.[1]

You also generally don’t need to present an ID, unless you’re completing multiple cash back transactions at the customer service desk.[1]

How to Get Cash Back

To get cash back at the register with your debit card, simply tap “yes” when prompted for the cash back option, and then choose the amount of cash you’d like to receive.[1]

To get cash back with a check, let the cashier know you’d like cash back and write the check for the total amount of your order plus the amount of cash you’d like to receive.[1]

For example, if your order total is $5.50 and you’d like $20 cash, you’ll write the check out for $25.50.[1]

Hours

Publix’s store hours are typically from 7 a.m. to 9 p.m. or 10 p.m., Monday through Sunday, although some stores may open later or close earlier.[1]

You can get cash back at the register or customer service desk any time during the store’s hours of operation.[1]

Alternatives

If you need a greater amount of cash back than Publix offers or you’d like to consider your options, you can get cash back at several other grocery stores and superstores.

Find out more by reviewing the list of where to get cash back.

FAQ

Can you get cash back at Publix with Apple Pay or Google Pay?

No, you must use a physical debit card or personal check.[1]

What’s the ATM fee and limit at Publix?

This can vary by store. However, the fee is generally around $3 and withdrawal limits usually range from $300 to $400.[1]

Can you cash a check written to yourself at Publix?

Yes, you can write yourself a check for any amount up to $75 and cash it at Publix’s customer service desk. Keep in mind that Publix charges a check cashing fee between about $1 and $4, depending on the location.[1] See more on Publix check cashing.

Will you get Club Publix rewards for getting cash back?

No, you won’t earn points or other rewards when getting cash back.[1]

In Summary

You can get up to $50 or $100 cash back at Publix when paying with a debit card or up to $25 on personal check purchases.[1][2]

There’s no fee to get cash back and you may be able to complete multiple transactions at the customer service desk to get more cash back.[1]

Publix doesn’t have a minimum purchase requirement to get cash back and you generally don’t need to present an ID for a single cash back transaction. An associate may ask to see your ID if you’re making multiple transactions.[1]

Don’t hesitate to ask questions about getting cash back at Publix in the comments section below. You can also share your thoughts, helpful advice, or any other relevant remarks.

  1. Publix store customer service representatives[][][][][][][][][][][][][][][][][][][][][][][][][][][]
  2. Publix customer service via Facebook chat[][][][][][][][][]

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