There are a number of ways to convert that debit or credit card in your pocket into cash. ATMs are convenient when you need to withdraw funds, but you can avoid ATM service fees — and the hassle of finding a machine — while shopping at stores that offer cash back with your purchase. Dollar Tree, like most retailers, can give you cash back when you pay with a debit card. Here are the details.
The Dollar Tree Cash Back Policy
By contacting several customer service representatives, we learned that Dollar Tree does give cash back when you make a purchase with your debit card. However, like most other retailers, Dollar Tree doesn’t offer cash back when you make a purchase using a credit card or check.
Limits and Amounts
When you use your debit card at Dollar Tree, you can get up to $50 cash back with your purchase — note that there is a $1 service fee added to all cash back transactions. There is no minimum purchase required to receive cash back. Simply swipe your debit card at the register, select “yes” on the keypad when the cash back option appears, then choose the amount of cash back you’d like to receive with your transaction.
Dollar Tree offers cash back amounts of $10, $20, $40, and $50. If you’d like your cash back to include specific denominations ($1 bills, $5 bills, etc.) simply request them from the cashier while the register is open, during your transaction.
To find a Dollar Tree store near you, visit the Dollar Tree Store Locator.
Similar Stores That Give Cash Back
There are a number of other retailers and grocery stores that offer cash back with your purchases. Most often, these stores offer cash back on debit card transactions, but some stores also give cash back on personal check and credit card purchases. Typically, though, the amount of cash back you’ll be able to receive with a personal check is lower than with a debit card options.
Shopping somewhere else or don’t have a Dollar Tree near you? Check out these Stores That Give Cash Back on Checking, Debit, and Credit Transactions to find grocery stores, pharmacies, superstores, and convenience stores that offer cash back, as well as the requirements and limits for each of these retailers.
If you have a Discover card, you may be able to take advantage of the Discover Cash Over program, which allows up to $120 cash back at participating retailers. If you don’t have a Discover Card, you can apply online (it’s one of the best cash back cards out there, and has a sign up bonus). For a list of stores that participate in this program, see the Discover Cash Over Purchases page.
Need a lot of cash back? We’ve compiled a detailed list of retailers that give $100 or more in cash back in our article, What Store Gives the Most Cash Back on Debit Card, Etc.?
While ATMs are a convenient way to withdraw cash from your checking account, you can avoid costly transaction fees by shopping at retailers that offer cash back with purchases. The Dollar Tree cash back limit is $50 on purchases made with a debit card, for a $1 fee. There are also a number of other retailers that offer cash back at the register, so you’re sure to find a convenient cash back option near you.