Where Can You Get a Money Order? 63 Options Detailed

Money orders can be purchased at a variety of places, including banks, grocery stores, and the post office. Although they seem like a logical starting place, banks aren’t always the cheapest places to get a money order. Many grocery stores sell cheap money orders backed by Western Union or MoneyGram, and the post office is a reliable, affordable option. Generally, you shouldn’t pay more than $2 for a money order.

We’ve broken our research down into the following categories: banks, credit unions, the post office, pharmacies, convenience stores/gas stations, grocery stores, and finally places that — though they fall into those categories — don’t sell money orders

Note: If the person you’re sending the money order to doesn’t know where to cash it, see our list of places where you can cash a money order. If you want to know more about money orders before buying one, we also have more details about how they work in our money order FAQ.

Where Can I Get a Money Order?

You can use the table below for a quick comparison of fees, limits, and accepted payment methods, then click any business or scroll below for more information.

Location Issuer Fees Limit Payment Methods
Bank of America Banks of America $5 $1,000 Cash, debit, credit, bank withdrawal
Bank of the West Bank of the West $5 $1,000 Cash, debit, bank withdrawal
BB&T BB&T $5; free for Elite Gold & Elite Work account holders $1,000 Cash, debit, credit, bank withdrawal
Chase Chase $5; free for Premier Platinum Checking account holders $1,000 Cash, debit, credit, bank withdrawal
Citibank Western Union $5; free for Citi Priority & Citigold account holders $1,000 Cash, debit, credit, bank withdrawal
M&T Bank M&T Bank $6 $1,000 Cash or bank withdrawal
TD Bank TD Bank $5; free for many account holders $1,000 Cash or bank withdrawal
U.S. Bank U.S. Bank $5 $1,000 Cash, debit, credit, bank withdrawal
Wells Fargo Wells Fargo $5; free for certain account holders $1,000 Cash or bank withdrawal
Golden 1 Credit Union Golden 1 Credit Union $5 $1,000 Cash or bank withdrawal
Navy Federal Credit Union Western Union $1.45 $1,000 per order; max $10,000 per day Cash or bank withdrawal
Security Service Federal Credit Union Traveler's Express (by MoneyGram) $2 $1,000 Cash or bank withdrawal
Amsot Amscot Free $1,000 Cash
Check Into Cash Western Union Vary by location Varies by location Cash
Payomatic Western Union $1.99 $1,000 Cash, debit, EBT, or money received in another transaction
Speedy Cash MoneyGram or Western Union Vary by location Varies by location Cash or Speedy Cash Loan
7-Eleven MoneyGram or Western Union 1% to 3% of the total money order $500 Cash
Circle K MoneyGram $1 $500 Cash
Kwik Trip MoneyGram $0.99 $500 Cash
Racetrac MoneyGram $1.49 $500 per money order; max $2,500 per day Cash
Royal Farms MoneyGram $1.25 $300 Cash
Speedway MoneyGram $1.59 $500 Cash
Stripes Western Union 1% to 3% of the total money order $500 Cash
Turkey Hill Western Union $0.99 $500 Cash or debit card
Valero Western Union $1.50 $500 Cash
QuikTrip Western Union $1.50 $300 per money order; max $950 per day Cash
Kmart Western Union $0.70 $500 Cash or debit card
Walmart MoneyGram $0.88 $1,000 per money order; max $3,000 per day Cash, debit, or Walmart MoneyCard
Albertsons MoneyGram $0.89 $500 Cash, debit, or credit card
Cub Foods Western Union $0.79 $1,000 per money order; max $3,000 per day Cash
Dillons Western Union $1; $0.69 with a shopper's card $1,000 Cash
Family Fare Western Union $0.75 $500 Cash or debit card
Food City Western Union $1 $500 Cash or debit card
Food Lion Western Union $1 $500 Cash, EBT, or PIN_based debit card
Fred Meyer Western Union $0.79; $0.69 with a shopper's card $1,000 Cash, debit, or credit card
Fry's Foods Western Union $0.80; $0.69 with a shopper's card $1,000 Cash
Giant Eagle Western Union $0.99 $500 Cash or debit card
Giant Food Western Union $1 to $2 $1,000 Cash
H-E-B Western Union $0.69 $1,000 Cash
Harris Teeter Western Union $0.99 $500 Cash
Ingles Western Union $0.69 $1,000 per money order; max $2,000 per day Cash
Jewel-Osco MoneyGram $0.99 $500 Cash
King Soopers Western Union $1; $0.69 with a shopper's card $500 Cash, debit, or credit card
Kroger Western Union $0.88 Varies by location Cash, debit, or credit card
Meijer Western Union $0.65 $500 Cash or debit card
Price Chopper Western Union $1 $500 Cash
Publix Western Union $0.85 $500 Cash or debit card
Ralphs Western Union $0.69 to $1.25; always $0.69 with a shopper's card $500 Cash
Safeway MoneyGram $0.59 $500 Cash
Schnucks MoneyGram $4 to $5 $1,000 Cash or debit card
Shoppers MoneyGram $0.59 $500 Cash or debit card
ShopRite Western Union $0.99 $500 Cash or debit card
Smith's Western Union $1; $0.69 with a shopper's card $500 to $1,000 Cash
Stater Bros. MoneyGram $1 $1,000 Cash
Stop & Shop Western Union $1 $1,000 Cash or debit card
Tom Thumb Western Union $0.89 $500 Cash or debit card
Vons MoneyGram or Western Union $0.89 to $1.50 $500 to $1,000 Cash
Weis Western Union $0.79 $500 Cash or debit card
Winn-Dixie Western Union $0.79 per $500 $1,000 Cash, debit, or credit card
CVS MoneyGram $1.25 $500 Cash
Rite Aid Western Union $0.99 $500 Cash
USPS USPS $1.20 to $1.60 $500 to $1,000 Cash, debit card, or traveler's check

Banks

You might be able to get a money order for free if you have a qualifying account at certain banks. If you’re not an account holder, fees will usually be on the higher end.

Bank of America

  • Money order issuer: Bank of America[1]
  • Fees and limits: $5 per money order up to $1,000; prices may vary by branch[1]
  • Accepted payment types: Cash, credit or debit card, or the bank can take it directly from your account if you’re an account holder[1]
  • Find a Bank of America

Bank of the West

  • Money order issuer: Bank of the West[2]
  • Fees and limits: $5 per money order with no limit on the money order amount; fees are the same for both account holders and non-account holders[2]
  • Accepted payment types: Cash or debit card; if you have an account, they can also take funds to pay directly from your account[2]
  • Find a Bank of the West

BB&T

  • Money order issuer: BB&T[3]
  • Fees and limits: $5 per money order up to $1,000; free if you have an Elite Gold or Elite Work account[3]
  • Accepted payment types: Cash, credit or debit card, or the bank can take it directly from your account[3]
  • Find a BB&T

Chase

  • Money order issuer: Chase[4]
  • Fees and limits: $5 per money order up to $1,000; free if you have a Chase Premier Platinum Checking account[4]
  • Accepted payment types: Cash, credit or debit card, or the bank can take it directly from your account[4]
  • Find a Chase

Citibank

  • Money order issuer: Western Union[5]
  • Fees and limits: You must have an account with Citibank to buy a money order; for most customers, money orders are $5 each up to $1,000; they’re free if you have a Citi Priority or Citigold account[5]
  • Accepted payment types: Cash, credit or debit card, or the bank can take it directly from your account. If you pay with a credit card, it will be considered a cash advance and significant fees from your credit card provider may be incurred.[5]
  • Find a Citibank

M&T Bank

  • Money order issuer: M&T Bank[6]
  • Fees and limits: $6 per money order up to $1,000; you do not need to have an M&T Bank account[6]
  • Accepted payment types: Cash or the bank can take it directly from your account[6]
  • Find an M&T Bank

TD Bank

  • Money order issuer: TD Bank[7]
  • Fees and limits: You must have an account at TD Bank to buy a money order; money orders are $5 each up to $1,000. Fees are waived for certain accounts, including Relationship Checking, Premier Checking, 60 Plus Checking, Preferred Savings, Private Tiered Checking, and Private Tiered Savings.[8]
  • Accepted payment types: Cash or the bank can take it directly from your account[8]
  • Find a TD Bank

U.S. Bank

  • Money order issuer: US Bank[9]
  • Fees and limits: $5 per money order up to $1,000[9]
  • Accepted payment types: Cash, credit or debit card, or the bank can take it directly from your account[9]
  • Find a U.S. Bank

Wells Fargo

  • Money order issuer: Wells Fargo[10]
  • Fees and limits: You must have an account to buy a money order. Money orders are $5 each up to $1,000; free for certain account holders.[11]
  • Accepted payment types: Cash or the bank can take it directly from your account[10]
  • Find a Wells Fargo

Credit Unions

Golden 1 Credit Union

  • Money order issuer: Golden 1 Credit Union[12]
  • Fees and limits: You must be a member to buy a money order; money orders cost $5 each up to $1,000[12]
  • Accepted payment types: Cash or the credit union can take it directly from your account[12]
  • Find a Golden 1 Credit Union
  • Money order issuer: Western Union[13]
  • Fees and limits: You must have an account with NFCU to buy a money order; money orders cost $1.45 each for up to $1,000 (limit $10,000 per day)[13]
  • Accepted payment types: Cash or the credit union can take it directly from your account[13]
  • Find a Navy Federal Credit Union

Security Service Federal Credit Union

  • Money order issuer: Traveler’s Express (owned by MoneyGram)[14]
  • Fees and limits: You must have an account with SSFCU to buy a money order; money orders are $2 each for up to $1,000[14]
  • Accepted payment types: Cash or the credit union can take it directly from your account[14]
  • Find a Security Service Federal Credit Union

Check Cashing Stores

Amscot

Check Into Cash

Payomatic

  • Money order issuer: Western Union[17]
  • Accepted payment types: Cash, debit card, EBT, or money received in another transaction (e.g., cashed check, Western Union Receive)[18]
  • Find a Payomatic

Speedy Cash

  • Money order issuer: MoneyGram or Western Union[19]
  • Fees and limits: Vary by location[19]
  • Accepted payment types: Cash or Speedy Cash loan[19]
  • Find a Speedy Cash

Convenience Stores & Gas Stations

7-Eleven

  • Money order issuer: Western Union or MoneyGram[20]
  • Fees and limits: 1% to 3% of the total money order amount for up to $500[20]
  • Accepted payment types: Cash[20]
  • Find a 7-Eleven

Circle K

  • Money order issuer: MoneyGram[21]
  • Fees and limits: $1 per money order up to $500[21]
  • Accepted payment types: Cash[21]
  • Find a Circle K

Kwik Trip

  • Money order issuer: MoneyGram
  • Fees and limits: $0.99 per money order up to $500
  • Accepted payment types: Cash
  • Find a Kwik Trip

See our research on the Kwik Trip money order policy

RaceTrac

  • Money order issuer: MoneyGram
  • Fees and limits: $1.49 per money order up to $500
  • Accepted payment types: Cash; some accept debit or credit cards
  • Find a RaceTrac

See our research on the RaceTrac money order policy.

Royal Farms

  • Money order issuer: MoneyGram
  • Fees and limits: $1.25 per money order up to $300
  • Accepted payment types: Cash
  • Find a Royal Farms

Find out more in our research on the Royal Farms money order policy.

Speedway

  • Money order issuer: MoneyGram
  • Fees and limits: $1.59 per money order for up to $500
  • Accepted payment types: Cash
  • Find a Speedway

See our related research about Speedway money orders.

Stripes

  • Money order issuer: Western Union
  • Fees and limits: 1% to 3% per money order for up to $500
  • Accepted payment types: Cash
  • Find a Stripes

Find out more in our research on the Stripes money order policy.

Turkey Hill

  • Money order issuer: Western Union
  • Fees and limits: $0.99 per money order for up to $500
  • Accepted payment types: Cash
  • Find a Turkey Hill

See our research on the Turkey Hill money order policy.

Valero

  • Money order issuer: Varies
  • Fees and limits: $1.50 per money order for up to $500
  • Accepted payment types: Cash
  • Find a Valero

See our research on Valero’s money order policy.

QuikTrip

  • Money order issuer: Western Union
  • Fees and limits: $1.50 per money order for up to $300; $950 total daily limit
  • Accepted payment types: Cash
  • Find a QuikTrip

Find out more in our research about QuikTrip’s money order policies.

Discount Stores & Superstores

Kmart

  • Money order issuer: Western Union
  • Fees and limits: $0.70 per money order for up to $500
  • Accepted payment types: Cash or debit card
  • Find a Kmart

See more in our research about Kmart’s money order policies.

Walmart

  • Money order issuer: MoneyGram
  • Fees and limits: $0.88 per money order up to $1,000; $3,000 total daily limit
  • Accepted payment types: Cash, debit card, or Walmart MoneyCard
  • Find a Walmart

Find out more in our research about Walmart’s money order policies.

Grocery Stores

Most grocery stores sell money orders, and they can be the most convenient places to buy one after banks and the post office have closed. Fees are usually reasonable. Find more information about hours and store-specific requirements in our linked store feature content.

Albertsons

  • Money order issuer: MoneyGram
  • Fees and limits: $0.89 per money order up to $500
  • Accepted payment types: Cash, credit or debit card
  • Find an Albertsons

See our related research about Albertsons money order policies.

Cub Foods

  • Money order issuer: MoneyGram
  • Fees and limits: $0.79 per money order up to $1,000
  • Accepted payment types: Cash
  • Find a Cub Foods

See our research on Cub Foods’ money order policy

Dillons

  • Money order issuer: Western Union
  • Fees and limits: About $1 per money order up to $1,000 without a shoppers card; $0.69 with a shoppers card
  • Accepted payment types: Cash
  • Find a Dillons (Dillons is owned by Kroger, and the search will return other Kroger owned stores that sell money orders too)

See our related research about Dillons money order policies.

Family Fare

  • Money order issuer: Western Union[22]
  • Fees and limits: $0.75 per money order up to $500[22]
  • Accepted payment types: Cash or debit card[22]
  • Find a Family Fare

Food City

  • Money order issuer: Western Union
  • Fees and limits: $1 per money order up to $500
  • Accepted payment types: Cash or debit card
  • Find a Food City

Find out more in our research on Food City’s money order policies.

Food Lion

  • Money order issuer: Western Union
  • Fees and limits: $1 or less per money order up to $500
  • Accepted payment types: Cash, EBT, or PIN-based debit card
  • Find a Food Lion

See more in our research on Food Lion’s money order policies.

Fred Meyer

  • Money order issuer: Western Union
  • Fees and limits: $0.79 for up to $1,000 without a shoppers card; or $0.69 with a shoppers card
  • Accepted payment types: Cash, credit or debit card
  • Find a Fred Meyer (Fred Meyer is owned by Kroger, and the search will return other Kroger owned stores that sell money orders too)

See more in our related research on Fred Meyer’s money order policies.

Fry’s Foods

  • Money order issuer: Western Union
  • Fees and Limits: $0.80 per money order up to $1,000 without a shoppers card; and $0.69 with a shoppers card
  • Accepted payment types: Cash
  • Find a Fry’s Foods (Fry’s Foods is owned by Kroger, and the search will return other Kroger owned stores that sell money orders too)

Find out more in our research on Fry’s money order policies.

Giant Food

  • Money order issuer: Western Union
  • Fees and limits: $1 to $2 per money order up to $1,000
  • Accepted payment types: Cash or debit card
  • Find a Giant Food

See our research on Giant Western Union money order policy.

Giant Eagle

  • Money order issuer: Western Union
  • Fees and limits: $0.99 per money order up to $500
  • Accepted payment types: Cash or debit card
  • Find a Giant Eagle

See our research on Giant Eagle’s money order policies.

H-E-B

  • Money order issuer: Western Union
  • Fees and limits: $0.69 per money order up to $1,000
  • Accepted payment types: Cash
  • Find an H-E-B

Find out more in our research on H-E-B’s money order policies.

Harris Teeter

  • Money order issuer: Western Union
  • Fees and limits: $0.99 per money order up to $500 (some stores have lower limits)
  • Accepted payment types: Cash or personal check
  • Find a Harris Teeter

See our related research on Harris Teeter’s money order policies.

Ingles

  • Money order issuer: Western Union
  • Fees and limits: $0.69 per money order up to $1,000
  • Accepted payment types: Cash
  • Find an Ingles

See our research on Ingles’ money order policy.

Jewel-Osco

  • Money order issuer: MoneyGram
  • Fees and limits: $0.99 per money order up to $500
  • Accepted payment types: Cash
  • Find a Jewel-Osco

See our related research on Jewel-Osco’s money order policies.

King Soopers

  • Money order issuer: Western Union
  • Fees and limits: About $1 per money order for up to $1,000 without a shoppers card; $0.69 with a shoppers card
  • Accepted payment types: Cash, credit or debit card
  • Find a King Soopers (King Soopers is owned by Kroger, and the search will return other Kroger-owned stores that sell money orders too)

Find out more in our related research about King Sooper’s money order policies.

Kroger

  • Money order issuer: Western Union
  • Fees and limits: Varies by store; usually about $0.88
  • Accepted payment types: Cash, credit or debit card
  • Find a Kroger (the locator will also return other Kroger-owned stores that sell money orders)

See our related research on Kroger’s money order policies.

Meijer

  • Money order issuer: Western Union[23]
  • Fees and limits: $0.65 per money order for up to $500[23]
  • Accepted payment types: Cash or debit card[23]
  • Find a Meijer

Price Chopper

Publix

  • Money order issuer: Western Union
  • Fees and limits: $0.85 per money order for up to $500
  • Accepted payment types: Cash or debit card
  • Find a Publix

See our research on the Publix money order policies.

Ralphs

  • Money order issuer: Western Union
  • Fees and limits: $0.69 to $1.25 per money order for up to $500
  • Accepted payment types: Cash
  • Find a Ralphs

See our research on the Ralphs money order policy.

Safeway

  • Money order issuer: MoneyGram
  • Fees and limits: $0.59 per money order for up to $500
  • Accepted payment types: Cash
  • Find a Safeway

See our related research on Safeway’s money order policies.

Schnucks

  • Money order issuer: MoneyGram
  • Fees and limits: $4 or $5 per money order for up to $1,000
  • Accepted payment types: Cash or debit card
  • Find a Schnucks

Find out more in our research on Schnucks money order policies.

Shoppers

  • Money order issuer: MoneyGram[25]
  • Fees and limits: $0.59 per money order up to $500[25]
  • Accepted payment types: Cash or debit card[25]
  • Find a Shoppers

ShopRite

  • Money order issuer: Western Union
  • Fees and limits: $0.99 per money order for up to $500
  • Accepted payment types: Cash or debit card
  • Find a ShopRite (not all locations sell money orders; call ahead to confirm)

See our research on the ShopRite money order policies.

Smith’s

  • Money order issuer: Western Union
  • Fees and limits: Up to $1,000 at some locations and $500 at others; for About $1 per money order for up to $1,000 (some stores have lower limits) without a shopper’s card, or $0.69 with a shoppers card, per money order
  • Accepted payment types: Cash
  • Find a Smith’s (Smith’s is owned by Kroger, and the search will return other Kroger owned stores that sell money orders too)

See our research on Smith’s money order policies.

Stater Bros.

  • Money order issuer: MoneyGram
  • Fees and limits: Up to $1,000 for $1 per money order
  • Accepted payment types: Cash
  • Find a Stater Bros

See our research on Stater Bros. money order policies.

Stop & Shop

  • Money order issuer: Western Union
  • Fees and limits: Up to $1,000, for about $1 per money order
  • Accepted payment types: Cash or debit card
  • Find a Stop & Shop

Find out more in our research on the Stop & Shop money order policies.

Tom Thumb

  • Money order issuer: Western Union
  • Fees and limits: Up to $500 for $0.89
  • Accepted payment types: Cash or debit card
  • Find a Tom Thumb

See our research on the Tom Thumb money order policy.

Vons

  • Money order issuer: MoneyGram and Western Union
  • Fees and limits: Up to $500 for $0.89 for MoneyGram; up to $1,000 each for $1 to $1.50 for Western Union (up to $3,000)
  • Accepted payment types: Cash
  • Find a Vons

See more in our related research on [26].

Weis Markets

  • Money order issuer: Western Union[26]
  • Fees and limits: About $0.79 (varies from store to store), up to $500[26]
  • Accepted payment types: Cash or debit card[26]
  • Find a Weis

Winn-Dixie

  • Money order issuer: Western Union
  • Fees and limits: Up to $1,000 per money order, for a $0.79 fee per $500
  • Accepted payment types: Cash, credit or debit card
  • Find a Winn-Dixie

See our related research about Winn-Dixie’s money order policies.

Pharmacies

CVS

  • Money order issuer: MoneyGram
  • Fees and limits: $1.25 per money order for up to $500
  • Accepted payment types: Cash
  • Find a CVS

See more in our research on CVS’s money order policies.

Rite Aid

  • Money order issuer: Western Union
  • Fees and limits: $0.99 per money order for up to $500
  • Accepted payment types: Cash
  • Find a Rite Aid

See our related research on Rite Aid’s money order policies.

United States Postal Service (USPS)

The post office sells its own money orders, and is considered one of the most reliable backers. You might be required to pay with a postal money order (and not a Western Union or MoneyGram), if you’re paying a government. It also has an option for international money orders, which are accepted in over 25 countries.

  • Money order issuer: United States Postal Service
  • Fees and limits: $1.20 for money orders up to $500; and $1.60 for money orders up to $1,000
  • Accepted payment types: Cash, debit card, or traveler’s checks
  • Source: USPS Money Orders page
  • Find a USPS Location

Wondering where you can buy a money order over the weekend? See our list of places that sell money orders on Sundays.

Places That Don’t Sell Money Orders

Unlike many similar stores listed above, the following stores don’t sell money orders, as confirmed by customer service representatives:

  1. Bank of America customer service representative[][][]
  2. Bank of the West customer service representative[][][]
  3. https://www.bbt.com/assets/docs/pdf/bbt-com/welcome-to-bbt/bankofky-retail-pricing-guide.pdf[][][]
  4. https://www.chase.com/content/dam/chasecom/en/checking/documents/clear_simple_guide_total.pdf[][][]
  5. https://online.citi.com/US/JRS/pands/detail.do?ID=CitiPriorityCompare[][][]
  6. M&T Bank customer service representative[][][]
  7. https://www.tdbank.com/tdhelps/default.aspx/what-kind-of-money-order-does-td-bank-sell-moneygram-wu-etc-what-can-i-do-if-a-money-order-is-lost-or-stolen-and-is-it-possible-to/v/p1Y2ZjZDIwODRmbMweBKmbpiDDIPOlaTq5/[]
  8. https://www.feeds.td.com/en/document/oao/pdf/1_fees.pdf[][]
  9. https://www.usbank.com/bank-accounts/checking-accounts.html[][][]
  10. https://www.wellsfargo.com/online-banking/service-fees/[][]
  11. https://www.wellsfargo.com/help/faqs/order-checks/[]
  12. https://www.golden1.com/pdf/C-14.pdf[][][]
  13. https://www.navyfederal.org/pdf/ebrochures/1284B.pdf[][][]
  14. https://www.ssfcu.org/account-services/member-forms[][][]
  15. https://www.amscot.com/free-money-orders.aspx[][][]
  16. https://checkintocash.com/store-services/western-union/[][][]
  17. https://www.payomatic.com/store-services/money-orders/ )
  18. Fees and limits: $1.99 each up $1,000((https://www.payomatic.com/store-services/money-orders/[]
  19. https://www.payomatic.com/store-services/money-orders/[]
  20. https://www.speedycash.com/faqs/money-order/[][][]
  21. https://firstquarterfinance.com/7-eleven-money-order-fees-limits-cashing/[][][]
  22. https://firstquarterfinance.com/circle-k-money-orders/[][][]
  23. Family Fare customer service representative[][][]
  24. Meijer customer service representative[][][]
  25. Price Chopper customer service representative[][][]
  26. Shoppers customer service representative[][][]
  27. Weis Markets customer service representative[][][][]

2 comments

  • How can I get a money order via mail? I am out of country, but would like to buy a money order to pay a bill.

    • Sarah Quinn says:
      First Quarter Finance logostaff

      PC,

      Most of the time, actual money orders can only be acquired at a physical location, since the provider of the money order doesn’t want to assume the risk that comes with not verifying a person’s identity in person. There are, however, money transfer services which allow you to send money to a payee, which may be offered by the company whom you wish to pay, or you might also consider searching for money order services in your country (since this varies greatly by location). Unfortunately, due to the volume of comments that we receive, we’re not able to help with specific, individual requests. I hope this helps!