14 Prepaid Debit Cards With Mobile Check Deposit

Several prepaid card issuers offer mobile deposits, which allow you to use an Android or iOS app to deposit a check to your prepaid card. You’ll take pictures of the check within the app and enter check information, such as the amount, to complete your deposit. Below, we list the issuers and specific cards that allow mobile deposits.

We’ve Done the Comparing for You — Here’s What We Recommend

All of the prepaid card mobile deposit apps that we researched are available on both Android and iOS platforms. However, some charge additional fees for the service. We recommend the following prepaid cards, which do not charge for mobile deposits:

  • BB&T Prepaid Debit Card
  • Starbucks Rewards Visa Prepaid Card
  • Walmart MoneyCard
  • Wells Fargo EasyPay Card

Comparison Table: Prepaid Cards With Mobile Deposit

You can use the table below for a quick comparison of the fees and limits for mobile deposits with each card, then click any card’s name or scroll to the list below for more information.

Prepaid Card Mobile Deposit Fees Mobile Deposit Limit
Bluebird by American Express Up to 5% or $5 minimum $5,000/day; $10,000/month
American Express Serve Up to 5% or $5 minimum $5,000/day; $10,000/month
BB&T Prepaid Debit Card None $2,500 per day; $5,000 per month
Brink's Money Prepaid Mastercard Variable Not specified
GreenDot Prepaid Visa Card Up to 4% depending on check type $5,000/day; $10,000/month
Kroger REWARDS Prepaid Visa Up to 5% or $5 minimum $5,000/day; $10,000/month
MOVO Virtual Prepaid Card Up to 5% depending on check type $5,000/day; $10,000/month
MyVanilla Mastercard and Visa Up to 5% or $5 minimum $5,000/day; $10,000/month
Netspend Prepaid Debit Card Up to 5% or $5 minimum $2,500/check; $5,000/day; $10,000/month
PayPal Prepaid Mastercard Up to 5% or free for 10-day processing $2,500/check; $5,000/day; $10,000/month
Starbucks Rewards Visa Prepaid Card None Varies by account; your card balance can't exceed $10,000
RushCard Up to 4% or $5 or free for 10-day processing $2,500/check; $5,000/day; $10,000/month
Walmart MoneyCard None $1,500 or 3 transactions
Wells Fargo EasyPay Card None Varies by account

The List of Prepaid Cards With Mobile Deposit

We contacted customer service representatives for each of the prepaid debit cards on our list; most cards come with similar fees and limits, and all of the cards we researched allow mobile deposit. Below, we list the prepaid cards with mobile deposits ordered starting with the best overall options.

Keep in mind that depending on your phone plan, message and data charges may apply. Additionally, mobile carrier availability in your area may also restrict mobile deposit access. For non-mobile deposit options, see our research on ways to load a check onto a prepaid card.

BB&T Prepaid Debit Card

  • Fees and restrictions: None
  • Deposit limit: $2,500 per day; $5,000 per month
  • Platform: Android and iOS
  • Find out more

Wells Fargo EasyPay Card

  • Fees and restrictions: None
  • Deposit limit: Varies by account
  • Platform: Android and iOS
  • Find out more

Walmart MoneyCard

Starbucks Rewards Visa Prepaid Card

  • Fees and restrictions: None
  • Deposit limit: Varies by account; your card balance can’t exceed $10,000
  • Platform: Android and iOS
  • Find out more

Brink’s Money Prepaid Mastercard

  • Fees and restrictions: None, but the fee is subject to change
  • Deposit limit: Not specified
  • Platform: Android and iOS
  • Find out more

GreenDot Prepaid Visa Card

  • Fees and restrictions: 1% to 4%, depending on the check type
  • Deposit limit: $5,000 per day; $10,000 per month
  • Platform: Android and iOS
  • Find out more

Bluebird by American Express

  • Fees and restrictions: Minimum $5 fee or up to 5%; Bluebird uses Ingo Money for mobile check deposits
  • Deposit limit: $5,000 per day; $10,000 per month
  • Platform: Android and iOS
  • Find out more

American Express Serve

  • Fees and restrictions: Up to 5% fee (minimum $5); Serve uses Ingo Money for mobile check deposits
  • Deposit limit: $5,000 per day; $10,000 per month
  • Platform: Android and iOS
  • Find out more

Kroger REWARDS Prepaid Visa

  • Fees and restrictions: Up to 5% or $5 minimum; Kroger uses Ingo Money for mobile check deposits
  • Deposit limit: $5,000 per day; $10,000 per month
  • Platform: Android and iOS
  • Find out more

MOVO Virtual Prepaid Card

  • Fees and restrictions: 2% to 5%, depending on check type
  • Deposit limit: $5,000 per day; $10,000 per month
  • Platform: Android and iOS
  • Find out more

MyVanilla Mastercard and Visa

  • Fees and restrictions: Fee up to 5% (minimum $5); MyVanilla uses Ingo Money for mobile check deposits
  • Deposit limit: $5,000 per day; $10,000 per month
  • Platform: Android and iOS
  • Find out more

Netspend Prepaid Debit Card

  • Fees and restrictions: $5 minimum or up to 5%; Netspend uses Ingo Money for mobile check deposits
  • Deposit limit: $2,500 per check, $5,000 per day, and $10,000 per month
  • Platform: Android and iOS
  • Find out more

PayPal Prepaid Mastercard

  • Fees and restrictions: Up to 5% for immediate availability; free for 10-day processing
  • Deposit limit: $2,500 per check, $5,000 per day, $10,000 per month
  • Platform: Android and iOS
  • Find out more

RushCard

  • Fees and restrictions: $5 or up to 4% for immediate availability; no fee for 10-day processing
  • Deposit limit: $2,500 per check, $5,000 per day, and $10,000 per month
  • Platform: Android and iOS
  • Find out more