26 Reloadable Gift Cards Listed (+ How to Reload Them)

While many gift cards are loaded with a set amount and are no longer usable once you spend that limit, several brands sell reloadable gift cards. Reloadable gift cards allow you to add to your gift card balance either on top of or after using the original balance.

These gift cards are not the same as prepaid debit cards, which typically charge a fee to reload as well as monthly maintenance fees. For example, Visa, Mastercard, Discover, and American Express all offer prepaid debit cards and gift cards, which look similar. However, gift cards are not reloadable and can’t withdraw cash from an ATM or accept direct deposits like a prepaid debit card. There is typically up to a $6 charge to reload a prepaid card, as well as a monthly service charge.

Below, we’ve compiled a list of reloadable gift cards, including how you can reload them, along with a list of gift cards that aren’t reloadable. Note that none of the gift cards listed below charge reloading fees. To obtain this information, we contacted each retailer’s customer service department.

Reloadable Gift Cards

The following plastic and/or eGift cards are reloadable. While some stores allow you to reload your balance online, others require you to visit a store. We’ve outlined the details below.

Amazon

  • Where to reload: Online or at participating stores, including CVS, Kwik Trip, and Speedway
  • Other requirements: None
  • Find out more

Athleta

Bahama Breeze

  • Where to reload: Online
  • Other requirements: Create a PIN; card must say “you may add to the balance at any time” on the back
  • Find out more

Banana Republic

Barnes & Noble

Our previous research features a list of places where you can buy Barnes & Noble gift cards.

Belk

Best Buy

The Capital Grille

  • Where to reload: Online
  • Other requirements: Create a PIN; card must say “you may add to the balance at any time” on the back
  • Find out more

Cheddar’s Scratch Kitchen

  • Where to reload: Online
  • Other requirements: Create a PIN; card must say “you may add to the balance at any time” on the back
  • Find out more

Costco

Gap

The Home Depot

  • Where to reload: In-store and online
  • Other requirements: None
  • Find out more

Our related research lists over 35 gift cards sold at The Home Depot.

LongHorn Steakhouse

  • Where to reload: Online
  • Other requirements: Create a PIN; card must say “you may add to the balance at any time” on the back
  • Find out more

Lowe’s

Macy’s

Old Navy

Olive Garden

  • Where to reload: Online
  • Other requirements: Create a PIN; card must say “you may add to the balance at any time” on the back
  • Find out more

Panera

  • Where to reload: Online or in-store
  • Other requirements: None
  • Find out more

Publix

Our related research lists over 70 third-party gift cards that Publix sells.

Sprouts Farmers Market

Staples

Starbucks

  • Where to reload: In-store, online, or in the Starbucks app
  • Other requirements: None
  • Find out more

Target

Walgreens

  • Where to reload: In-store
  • Other requirements: Must be reloaded in the original card amount (e.g., a $25 gift card must be reloaded with $25)
  • Find out more

Walmart

Yard House

  • Where to reload: Online
  • Other requirements: Create a PIN; card must say “you may add to the balance at any time” on the back
  • Find out more

Gift Cards That Don’t Allow Reloading

In the course of our research, we found that the following companies do not allow reloads for their gift cards:

  • Aeropostale
  • American Express gift card
  • Bass Pro Shops
  • Bed Bath & Beyond
  • Bonefish Grill
  • Cabela’s
  • Carrabba’s Italian Grill
  • CVS
  • Discover gift card
  • Fleming’s
  • Guitar Center
  • Hollister
  • HomeGoods
  • Hot Topic
  • Ikea
  • JCPenney
  • Journeys
  • Kohl’s
  • Kroger gift card (Note: Kroger’s prepaid debit is reloadable for a fee of around $3 to $5)
  • Marshalls
  • Mastercard gift card
  • Meijer
  • Nordstrom
  • Office Depot
  • Outback Steakhouse
  • Overstock
  • Pottery Barn
  • Red Lobster
  • Safeway
  • Stein Mart
  • T.J. Maxx
  • Torrid
  • Trader Joe’s
  • Ulta
  • Vanilla Visa (not reloadable as a gift card, but it can be reloaded as a prepaid card for a Vanilla Reload purchase fee of about $4)
  • Wayfair
  • West Elm
  • White House Black Market
  • Whole Foods
  • Williams Sonoma