You can rent a car without a credit card at most major car rental companies. However, there may be additional requirements or restrictions.
Common restrictions you may encounter when paying without a credit card include the following:
- Restrictions on vehicle class or type[1][2]
- Age restrictions (e.g., must be 25 or older to rent without a credit card)[3][4]
- Credit check[2][5]
- Larger hold on your card during the rental period (e.g., the total cost of the rental plus a deposit)[2][6][7][8]
- Additional document requirements, such as more than one form of identification or a travel return itinerary[9][10][3]
Below, we list the places where you can rent a car without a credit card.
What We Recommend
Turo and Getaround offer the largest variety of payment methods — including debit cards, digital payments like Apple Pay, and prepaid cards — with few additional restrictions.
Any debit card you use will need to include the Visa or Mastercard logo (and, at Turo, be non-reloadable), but there are no restrictions on which vehicles you can rent or additional documentation requirements.[11][12][13]
If you’d prefer to rent from a traditional rental agency, National Car Rental accepts debit cards, prepaid cards, and (at some locations) cash.
However, note that cash and prepaid cards are only valid forms of payment at the time of return, not when making your reservation.[14][15]
Comparison Table
Use the table below for a quick comparison of the payment options available at each rental agency.
Note that you can use the arrows at the top of each column to sort the table, or tap the company name to view more information in our list below.
Company | Non-Credit Card Payment Options |
---|---|
Turo | Debit cards, Revolut Cards, Apple Pay, Google Pay |
Getaround | Debit cards, prepaid cards, Apple Pay, Cash App |
National Car Rental | Debit cards, prepaid cards, cash (some locations) |
Payless Car Rental | Debit cards, prepaid cards |
Budget | Debit cards, charge cards |
Avis Rent a Car | Debit cards, charge cards |
Alamo Rent a Car | Debit cards, cash (some locations) |
Enterprise Rent-A-Car | Debit cards, prepaid cards, cash (some locations), money orders (some locations) |
Thrifty Car Rental | Debit cards, cash |
Hertz | Debit cards, prepaid cards, cash |
Zipcar | Debit cards |
SIXT | Debit cards, China Union Pay |
Dollar Car Rental | Debit cards, cash |
The List
Below, we have the list of car rental companies that don’t require a credit card, including details of what forms of payment each company accepts and their requirements.
The list is in order of the overall best options based on the fewest restrictions and most flexible payment options.
We gathered this information by viewing policy documentation online and contacting company representatives.
Turo
- Available forms of payment: Debit cards, Revolut Cards, Apple Pay, and Google Pay[11][12]
- Requirements: Debit cards must be non-reloadable, linked to a checking account, and bear the Visa or Mastercard logo.[11]
- Find a rental
Getaround
- Available forms of payment: Debit cards, Apple Pay, prepaid cards, and Cash App[13][16]
- Requirements:
- Debit cards must bear the Visa or MasterCard logo.
- Only accepts prepaid cards when paying off an outstanding balance[13]
- Find a rental
National Car Rental
- Available forms of payment: Debit cards, cash (at some locations), and prepaid gift cards[14][15]
- Requirements:
- Debit cards must bear the Visa, Mastercard, or Discover logo.
- At airport locations, you must present a ticketed return travel itinerary if using a debit card.
- Cash and prepaid gift cards are only valid at the time of return.
- Prepaid gift cards must bear the Visa, Mastercard, or American Express logo.[14][15]
- Find a rental
Payless Car Rental
- Available forms of payment: Debit cards and prepaid cards[17][18]
- Requirements:
- Find a rental
Budget
- Available forms of payment: Debit cards and charge cards at many locations; some locations that don’t accept these at pick up will accept them when returning the vehicle.[3][19]
- Requirements: You must be at least 21 if making the reservation with a military or corporate discount;[20] otherwise, you must be at least 25.[3]
- Find a rental
Avis Rent a Car
- Available forms of payment: Debit cards and charge cards at most locations[6][21]
- Requirements:
- Find a rental
Alamo Rent a Car
- Available forms of payment: Debit cards and cash (at some locations)[23][24]
- Requirements:
- Find a rental
Enterprise Rent-A-Car
- Available forms of payment: Debit cards, cash (at some locations), money orders (at some locations), and prepaid gift cards[10][9]
- Requirements:
- Debit cards must bear the Visa, Mastercard, or Discover logo.[10]
- At airport locations, you must present a ticketed return travel itinerary if using a debit card.[10]
- Prepaid gift cards are only valid at the time of return and must bear the Visa, Mastercard, or American Express logo.[10]
- If paying by cash or money order, you must provide two utility bills, a recent pay stub, proof of insurance, personal references, and a cash deposit, as well as the entire cost of the rental.[9]
- Find a rental
Thrifty Car Rental
- Available forms of payment: Debit cards and cash[25][26]
- Requirements:
- Debit cards must bear a Visa, Mastercard, or Discover logo.
- Requires a deposit and Cash Deposit Identification Card are required for cash payments; you can apply by completing the Thrifty Cash Deposit Identification Card Application.
- You may not be able to use a debit card for reservations made less than 24 hours in advance for specialty vehicles.[25]
- Find a rental
Hertz
- Available forms of payment: Debit cards, prepaid cards, and cash[27][28]
- Requirements:
- Debit cards must bear the Visa, Mastercard, or Discover logo
- Most locations require a credit check to pay with a debit card at the time of rental.
- Prepaid cards are only valid at the time of return.
- Requires a deposit and Cash Deposit Identification Card for cash payments; you can apply by completing the Hertz Cash Deposit Identification Card Application.[27]
- Find a rental
Zipcar
- Available forms of payment: Debit cards[29][30]
- Requirements:
- Find a rental
SIXT
- Available forms of payment: Debit cards and China Union Pay at most locations[31][1]
- Requirements: Requirements and restrictions vary by location and whether you’re an in-state resident. Certain vehicle types may not be available when renting with a debit card,[1][32] and you’ll generally incur a higher deposit.[33]
- Find a rental
Dollar Car Rental
- Available forms of payment: Debit cards[2] and cash[4][34]
- Requirements:
- Only accepts debit cards for compact through full-size vehicles
- Usually requires a credit check
- If paying with cash, you’ll need to pay a deposit and get a Cash Deposit Identification Card; you can apply by completing the Dollar Cash Deposit Identification Card Application.
- When renting from an airport location, you must provide a return travel ticket coinciding with your rental dates and two valid forms of ID.[2][35][34]
- Find a rental
Car Rental Companies That Require a Credit Card
The following rental companies typically require a credit card for part or all of the rental process, though policies vary by location.