Good2Go Auto Insurance Review: Is It Legit? Discounts? etc Answered

I currently pay less than $20 per month for auto insurance on my sports car. Curious to see if Good2Go Auto Insurance could find me a better quote than GEICO, I tested the service. Good2Go offers affordable insurance options for people who only want minimal coverage, and is a legitimate company. Find out more about Good2Go Auto insurance below including available discounts and options for high-risk drivers.

About Good2Go Auto Insurance

Good2Go Auto Insurance (not to be confused with the similarly-named Good To Go Insurance) says it has been in business for 25 years but is actually a subsidiary of an older insurance company — Independent Insurance Investments, Inc.

The company’s mission is to get people’s cars insured for as little as possible, which usually means offering liability coverage only. Liability coverage is the cheapest legal form of auto protection available and means that if you hit someone else’s car, your insurance company will pay to fix the other vehicle but not your own.

Good2Go does offer quotes for collision and comprehensive insurance as well. In an effort to market its services to millennials, Good2Go allows customers to complete all insurance paperwork online, meaning customers may be insured more quickly than they would be through more traditional insurers.

Is Good2Go Legit or a Scam?

Is Good2Go legit? Yes. Good2Go received Better Business Bureau (BBB) accreditation on May 29, 2015. Good2Go has an A- rating with the BBB. This rating is on par with well-established auto insurance companies:

Though Good2Go is BBB-accredited, it does have some negative customer reviews and complaints on its BBB profile and through customer review portals like Consumer Affairs. Complaints include fees the customer was unaware of and unexpected rate increases. Problems like this can be avoided by understanding the full terms of your insurance plan before completing payment. It’s best to research several insurance options, as well, before choosing the right company to fit your needs.

States Where Good2Go Provides Quotes

Good2Go Auto Insurance isn’t licensed in every state. At the time of writing, Good2Go is not licensed in Alaska, Hawaii, Kansas, Massachusetts, Montana, or Rhode Island. See the list of underwriting partners and state licenses at Good2Go’s website.

Available Discounts

One way I can pay less than $20 per month with GEICO is through discounts. Good2Go takes into account the following discounts:

  • Anti-theft device discount (for comprehensive coverage)
  • Cell phone safety discounts (You can save 5% if you install a text-blocking device in your car, such as TextBuster, Cellcontrol, Origo, or Quiet Zone Drive)
  • Defensive driving course discount
  • Driver’s education discount
  • Good student discount
  • Homeownership discount
  • In-car safety equipment discount
  • Multi-car discount
  • Paid-in-full discount
  • Prior insurance discounts (You can receive a discount of up to 60% if you have an existing insurance policy. Good2Go does this because you are less of a liability if you have some an insurance history.)

 Good2Go Quotes for High-Risk Drivers

If you’re a high-risk driver, Good2Go is still willing to find you a quote from all the major insurers. The aggregation tool is geared toward people who want to save on insurance: newly licensed drivers, teen drivers, older drivers, people who have no prior insurance history, people with a poor credit history, people who live in high-crime neighborhoods, and people who have a track record of accidents.

 Good2Go Go Payment Plans

The Good2Go aggregation tool will show you three payment plans: economy, quarterly, and annual. Paying upfront for an annual plan will earn you a discounted rate compared to what you’d pay for the total year with an economy (monthly) plan.

In Summary

Is Good2Go a scam? No. If you want the cheapest car insurance possible, Good2Go Auto Insurance can help you find affordable coverage, though the cheapest coverage will be liability-only. Good2Go aggregates insurance options for those looking to save, including high-risk drivers.

Suggested Next Article: Very Cheap Car Insurance with No Deposit/No Money Down — Is It Real?

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  • I purchased car insurance thru good2go they signed me up with Omni and this is how Omni operates,I will add another bad review for Omni I have been going back and fourth with them for over 3 months trying to get my claim paid they are liars. They stated things were wrong with my car that are not true. Please do not purchase car insurance with this company. They need to be closed down and not allowed to sell car insurance to anyone. OMIA ISTHE SCUM OF INSURANCE DONT BUY. so my advice is not to sign up with good2go for car insurance they are just as bad a Omni for providing them as providers.

    • Hillary M. Miller says:
      First Quarter Finance logostaff

      Hi Tammy,

      Sorry to hear about your unpleasant experience with Omni! Thanks for writing in to share your experience with our readers — it’s always worth hearing from another customer’s perspective when there are so many companies out there to choose from, and so much conflicting advice. Best of luck getting your claim resolved!

  • this still sounds like its an insurance company. is it or is it NOT something like allstate, or esurance, where ill receive a insurance card in the mail from good2go.

    • William Lipovsky says:
      First Quarter Finance logostaff

      Hi Louis,

      I see your point. But it is merely an aggregation tool and not an auto insurance company. Ultimately, you will be buying from Allstate, esurance, etc.

  • Anthony Joseph says:

    I live in NJ. When I signed up for this sign per your link all it did was send my info to tons of different insurance companies in NJ. I was under the impression from what you stated that it was an actual insurance company, but it was not in my case, in my state.

    • William Lipovsky says:
      First Quarter Finance logostaff

      It’s an aggregation tool, not an insurance company itself. I revised the post. Sorry for the confusion!