Short Answer: Costco Optical locations accept several types of vision insurance, including national providers like Davis Vision, FEP BlueVision, MESVision, Spectera, VBA Vision, and VSP. But, keep in mind, optometrists at Costco are independent doctors not employed by Costco and may not accept insurance for eye services. Costco does not accept insurance online. For more details, see below.
The List of Costco Optical Insurance Accepted
Costco Wholesale accepts most vision insurance plans at its in-store optical centers, according to Costco’s website. But you must be a Costco member to visit a Costco Optical center. Costco does not accept insurance for online orders of contact lenses or sunglasses, and it does not sell prescription eyeglasses online.
We searched insurance providers’ websites and contacted Costco Optical centers in Arizona, Florida, Illinois, New York, Ohio, Oregon, Pennsylvania, Texas, and Washington to confirm that Costco takes the following national vision insurance plans:
We also checked Aetna, EyeMed Vision Benefits, Humana, and TRICARE, but were unable to find any Costco Optical locations that accept them. Note that insurance acceptance can vary by location, so your local store may take additional insurance plans; contact your nearest Costco Optical for details.
About 10% of the Costco Optical centers that were contacted said their eye doctors do not accept insurance. Optometrists at Costco are independent doctors not employed by Costco and may not accept insurance for eye services. Products like glasses and contacts, however, can be billed through insurance. Before booking an appointment, you may want to contact your local Costco to find out if the eye doctor at the location nearest you accepts insurance.
Costco Optical centers also suggest contacting your vision insurance provider to make sure Costco is in-network.
Want to know how long it takes to get glasses from Costco? And details of Costco’s return policy on glasses? See our related research for more information. For an alternative to Costco Optical centers, we also have the details on insurance accepted at Sam’s Club Optical Centers.