11 Optical Insurance Plans Accepted at Sam’s Club

Short Answer: Sam’s Club Optical Centers commonly accept several insurance brands, including Avesis, Community Eye Care, MESVision, Spectera, and UnitedHealthcare. The exact list of approved insurance plans will vary by location. Sam’s Club does not sell prescription glasses, reading glasses, or contacts online. For more details on Sam’s Club optical insurance acceptance, see below.

Optical Insurance Accepted at Sam’s Club

Sam’s Club Optical Centers accept various insurance plans depending on your location. To determine which insurance companies Sam’s Club Optical accepts, we checked the provider directories of each vision insurance company listed below. We also contacted Sam’s Club locations in California, Colorado, Florida, Georgia, Michigan, and Texas to confirm the directory listings.

Keep in mind that your coverage will also depend on your specific vision plan; some plans, for instance, cover materials (like lenses and frames), but do not cover eye exams at Sam’s Club. It’s best to contact your local Sam’s Club Optical Center for a full list of accepted plans, as well as information about covered products and services.

Insurance Accepted at Sam’s Club

The following insurance companies are commonly accepted at Sam’s Club Optical Centers, as confirmed by all of the locations we checked:

Note that although a Sam’s Club membership isn’t required to make an optometrist appointment at the Optical Center, you will need a Sam’s Club membership to purchase optical products like contact lenses and eyeglass frames. Sam’s Club does not accept insurance as payment online; it does not sell prescription glasses, readers, or contacts on its website.

Insurance Not Accepted at Sam’s Club

Sam’s Club Optical is not in-network for individual VSP insurance plans. (It does accept some VSP employee plans, such as the VSP Walmart Vision Plan.) Additionally, none of the Sam’s Club Optical Centers we contacted accepted the following insurance providers:

  • Aetna
  • Ameritas
  • EyeMed
  • Humana
  • MetLife
  • VBA

For an alternative to Sam’s Club Optical Centers, see our article for the list of insurances accepted at Costco Optical.


  • Does Sam’s Club accept NVA (National Vision Administrators, LLC) insurance?? I didn’t see it on any of the lists?

    • Lindsey Desmet says:
      First Quarter Finance logostaff

      Hello, Renae! We contacted a few Sam’s Club Optical locations and were told that they do accept NVA. We have updated our research to reflect this. However, note that accepted insurers vary by Sam’s Club location, and your coverage may also vary depending on your NVA group/sponsor. It’s a good idea to check the NVA provider locator or contact your local Sam’s Club to confirm before visiting. Best of luck!

  • Jim Douglas says:

    I was in Sam’s Club and they said that they accept VSP business group insurance plans, but not individual ones.

    • Lindsey Desmet says:
      First Quarter Finance logostaff

      Thank you for sharing this, Jim! We have confirmed this information with customer service representatives at Sam’s Club Optical and have updated our article to include it.