William Lipovsky
Reloadable gift cards allow you to add to your gift card balance either on top of or after using the original balance.
Since some businesses don’t sell reloadable gift cards, knowing whether it’s worth trying to add funds can save you time.
Reloadable gift cards are not the same as prepaid debit cards, which typically charge a fee to reload as well as monthly maintenance fees.[1]
For example, Visa and Mastercard offer prepaid debit cards and gift cards, which look similar. However, these gift cards are not reloadable.[2][3]
Below, we’ve compiled a list of reloadable gift cards, including how you can reload them, along with a list of gift cards that aren’t reloadable.
Note that none of the gift cards listed below charge reloading fees.
To obtain this information, I contacted each retailer’s customer service department.
The List
You can reload the following plastic and/or eGift cards. While some stores allow you to reload your balance online, others require you to visit a store.
We’ve outlined the details below.
Amazon
- Where to reload: Online or at participating stores like CVS[4][5][6]
- Other requirements: To add cash to your gift card at a store, you must present your Amazon Cash barcode to the cashier.[5]
- Find out more
Athleta
- Where to reload: Online[7][8]
- Other requirements:It must be a physical gift card; you cannot reload an eGift card.[9]
- Find out more
Bahama Breeze
- Where to reload: Online[10]
- Other requirements: Create a PIN; card must say “you may add to the balance at any time” on the back.[11]
- Find out more
Banana Republic
- Where to reload: Online[12][8]
- Other requirements: It must be a physical gift card; you cannot reload an eGift card.[9]
- Find out more
Barnes & Noble
- Where to reload: In-store[13]
- Other requirements: It must be a physical gift card; you cannot reload an eGift card.[13]
- Find out more
Belk
- Where to reload: In-store[14][15]
- Other requirements: It must be a physical gift card; you cannot reload an eGift card.[14][15]
- Find out more
Best Buy
- Where to reload: In-store[16]
- Other requirements: None[16]
- Find out more
The Capital Grille
- Where to reload: Online[10]
- Other requirements: Create a PIN; card must say “you may add to the balance at any time” on the back.[11][10]
- Find out more
Cheddar’s Scratch Kitchen
- Where to reload: Online[10]
- Other requirements: Create a PIN; card must say “you may add to the balance at any time” on the back.[11][10]
- Find out more
Costco
- Where to reload: In-store[17]
- Other requirements: None[17]
- Find out more
Gap
- Where to reload: Online and in-store[8][18]
- Other requirements: It must be a physical gift card; you cannot reload an eGift card.[9]
- Find out more
H&M
- Where to reload: In-store and online[19]
- Other requirements: None[19]
- Find out more
The Home Depot
- Where to reload: In-store and online[20]
- Other requirements: None[20]
- Find out more
LongHorn Steakhouse
- Where to reload: Online[10]
- Other requirements: Create a PIN; card must say “you may add to the balance at any time” on the back.[11][10]
- Find out more
Lowe’s
- Where to reload: In-store[21]
- Other requirements: None[21]
- Find out more
Macy’s
- Where to reload: In-store[22]
- Other requirements: None[22]
- Find out more
Old Navy
- Where to reload: In-person and online[23][8]
- Other requirements: It must be a physical gift card; you cannot reload an eGift card.[9]
- Find out more
Olive Garden
- Where to reload: Online[10]
- Other requirements: Create a PIN; card must say “you may add to the balance at any time” on the back.[11][10]
- Find out more
Panera
- Where to reload: Online[24]
- Other requirements: Must not be a promotional gift card in order to be reloaded[25]
- Find out more
Publix
- Where to reload: In-store[26]
- Other requirements: It must be a physical gift card; you cannot reload an eGift card.[26]
- Find out more
Sprouts Farmers Market
- Where to reload: In-store[27]
- Other requirements: None[27]
- Find out more
Staples
- Where to reload: In-store[28]
- Other requirements: None[28]
- Find out more
Starbucks
- Where to reload: In-store, online, or in the Starbucks app[29]
- Other requirements: None[29]
- Find out more
Walmart
- Where to reload: In-store or online[30][31]
- Other requirements: None[30]
- Find out more
Yard House
- Where to reload: Online[10]
- Other requirements: Create a PIN; card must say “you may add to the balance at any time” on the back.[11][10]
- Find out more
Gift Cards That Don’t Allow Reloading
In the course of my research, I found that the following companies do not allow reloads for their gift cards:
