There are lots of reasons you might need some cash on hand. Rather than go to an ATM, it’s usually much easier to get cash back at your favorite store while you’re already there shopping. One such place is your nearest Safeway grocery store. The Safeway chain of supermarkets, owned by Albertsons, has liberal cash back policies that will allow you to get the cash you need in no time flat.

Read on to find out about the Safeway cash back rules, as well as the cash back policies at similar grocery stores (in case Safeway ends up not being a good option for you).

In This Article

You can get up to $200 cash back at the register when you pay for your purchase with a debit card or Discover credit card, and up to $25 cash back when you pay with a personal check. We verified this information by contacting customer service representatives at several Safeway grocery stores.

To get cash back at the register with a debit card or Discover card: Swipe your card at the terminal, enter your PIN, and then select the cash back option and choose the amount of cash you’d like. The total amount of your purchase plus cash back will be debited to your bank account or charged to your Discover card.

You can also get up to $25 cash back at Safeway when you pay with a personal check. SImply write the check amount for the amount of the purchase, plus the cash back amount you’d like to receive. For example, if your purchase total is $100 and you want to get $20 cash back, you’d write your check for $120.

To get cash back at the register with a personal check: Fill out your check for the total amount of your purchase, plus the amount of cash you’d like to receive. For example, if your purchase came to $23.85 and you wanted $20 cash back, you would make out the check for $43.85. The amount of the check will be charged to your bank account when the check clears.

Note that Safeway uses Certegy, a third-party verification system, to process personal checks. The Certegy system reviews your check writing history for potential risks, and your check may be declined if you have past returned checks, unpaid checks, or issues with your checking account.

If Certegy declines your check at a Safeway store, the cashier will be unable to accept a check as payment. You can call Certegy at (800) 237-3826 or use the Certegy declined check look up to find the reason your check was declined.

Many Safeway locations are open 24 hours. For those that are not, the typical hours of operation are 6 AM to midnight daily, although some stores have shorter hours and close earlier on the weekends.

Other Grocery Stores That Offer Cash Back

Don’t have a Safeway near you, or prefer to shop at other grocery stores? The following grocery stores also provide cash back at the register.

1. Albertsons

  • Cash back payment methods: Debit card, Discover credit
  • Cash back limits: $100 to $300 for debit cards (limits vary by location); $120 for Discover credit
  • Source: Customer service representative
  • Find your nearest Albertsons

2. Aldi

  • Cash back payment methods: Debit card
  • Cash back limits: $100
  • Source: Customer service representative
  • Find your nearest Aldi

3. Food Lion

4. Giant Eagle

5. Hannaford

  • Cash back payment methods: Debit card, Discover credit, personal check
  • Cash back limits: $100 (all methods)
  • Source: Customer service representative
  • Find your nearest Hannaford

6. Hy-Vee

  • Cash back payment methods: Debit card
  • Cash back limits: $60
  • Source: Customer service representative
  • Find your nearest Hy-Vee

7. Jewel-Osco

  • Cash back payment methods: Debit card, Discover credit
  • Cash back limits: $100
  • Source: Customer service representative
  • Find your nearest Jewel-Osco

8. Kroger

9. Meijer

  • Cash back payment methods: Debit card, personal check
  • Cash back limits: $50 for debit cards; $25 for personal checks
  • Source: Customer service representative
  • Find your nearest Meijer

10. Publix

  • Cash back payment methods: Debit card
  • Cash back limits: $100
  • Source: Customer service representative
  • Find your nearest Publix

11. Save Mart/S-Mart

12. Shoppers Food Warehouse

13. ShopRite

  • Cash back payment methods: Debit card, Discover credit
  • Cash back limits: $200 for debit cards; $120 for Discover credit
  • Source: Customer service representative
  • Find your nearest ShopRite

14. Tops Friendly Markets

  • Cash back payment methods: Debit card, personal check
  • Cash back limits: $40 at the register and $50 at customer service desk for debit cards; $40 for personal checks
  • Source: Customer service representative
  • Find your nearest Tops
  • Learn more in our article: Tops Check Cashing Hours and More!

15. Walmart

16. Wegmans

17. Whole Foods

18. Winn-Dixie

  • Cash back payment methods: Debit card, Discover credit
  • Cash back limits: $100
  • Source: Customer service representative
  • Find your nearest Winn-Dixie

Want even more information on getting cash back at stores? Check out our articles on What Store Gives the Most Cash Back on Debit Card, Etc.? and Where Can I Get Cash Back on a Personal Check?

In Summary

And that’s the Safeway cash back policy. If you need cash back while you’re out shopping, Safeway grocery stores will give you up to $200 cash back on your debit card or Discover credit card, and up to $25 cash back with a personal check. No Safeway near you? There are plenty of grocery stores where you can get cash back at the register. Knowing your local grocery store’s cash back policies ahead of time will help you plan your shopping trips for maximum convenience and get things done faster!