William Lipovsky
Getting cash back at the register allows you to skip a trip to the bank or ATM and instead get the cash you need while checking out at your favorite store.
While some stores only allow small cash-back amounts, such as $10 or $20, others like Albertsons, Food Lion, Kroger, Safeway, and Walmart give up to $100 or more.
For the list of stores that give the most cash back at the register, see below.
How to Get Cash Back
Traditional registers and self-checkout machines provide a simple way for you to get cash back at the register while paying for your purchase.
When paying with a debit card, you’ll see the option to get back after you swipe or insert your card and can select the amount you want back.
Most stores don’t have a minimum purchase amount, so you can buy any single item — even one costing less than $1 — and still receive cash back.
You can receive cash back when paying with a debit card, and in some cases, you can also get cash back when paying with a credit card or personal check.
Stores may or may not charge a fee for getting cash back at the register; it’s often a convenience they provide customers at no charge. However, some stores do charge fees of $1 to $4.
Cash Back With a Credit Card
Credit cards usually don’t allow for cash back, but the Discover Cash Over feature lets Discover cardholders get up to $120 cash back in 24 hours, with no additional cash withdrawal fees.
Note that while Discover sets a limit of $120, the amount you can withdraw will also depend on the store’s cash-back policy — if you visit a store that allows less than $120 cash back, you won’t be able to exceed the store’s limit.
See our list of stores that take Discover.
Cash Back With a Personal Check
Some stores allow you to get cash back using a personal check. You’ll write the check for the amount of your purchase, plus the amount of cash back you want.
For example, if your purchase total is $3.72 and you want $20 cash back, you can make out a check for $23.72, and the cashier will give you $20 in cash.
The List
Many grocery stores, retail stores, convenience stores, and pharmacies offer cash back at the register, but some types of stores tend to have higher cash back limits than others.
Our research found that grocery stores and large retail/department stores typically give the most cash back.
Below is the list of stores that offer the most cash back at the register, ordered starting with the stores providing the highest amounts of cash back and the most payment options.
We verified this information by contacting customer service representatives for each store.
1. Kroger
- Accepted payment methods for cash back: Debit cards and Discover credit[1]
- Cash-back limit: $300 at the register and self-checkout[1]
- Fee: $0.50 to $3.50 depending on the amount;[1] find out more in our dedicated research on Kroger’s cash-back policy.
- Find a store
2. Shoppers Food Warehouse
- Accepted payment methods for cash back: Debit card[2]
- Cash-back limit: $300 at the register and $100 at self-checkout[2]
- Fee: None[2]
- Find a store
3. Save Mart Supermarkets/S-Mart
- Accepted payment methods for cash back: Debit card[3]
- Cash-back limit: $200 to $300 (varies by location)[3]
- Fee: None[3]
- Find a store
4. Ralphs
- Accepted payment methods for cash back: Debit card and Discover credit[4]
- Cash-back limit: $200[4]
- Fee: None[4]
- Find a store
5. Safeway
- Accepted payment methods for cash back: Debit card and Discover credit[5]
- Cash-back limit: $200[5]
- Fee: None;[5] see more in our article about getting cash back at Safeway.
- Find a store
6. Albertsons
- Accepted payment methods for cash back: Debit card and Discover credit[6]
- Cash-back limit: $100 to $300 (varies by store)[6]
- Fee: None[6]
- Find a store
7. Food Lion
- Accepted payment methods for cash back: Debit card and personal check[7]
- Cash-back limit: $200 for debit cards and $50 for checks[7]
- Fee: None[7]
- Find a store
8. Vons
- Accepted payment methods for cash back: Debit card, personal check, and Discover credit[8]
- Cash-back limit: $200 for debit cards and $25 for personal checks[8]
- Fee: None[8]
- Find a store
9. ShopRite
- Accepted payment methods for cash back: Debit card and Discover credit[9]
- Cash-back limit: $200[9]
- Fee: None[9]
- Find a store
10. Walmart
- Accepted payment methods for cash back: Debit card, Discover credit, and personal check[10]
- Cash-back limit: $100 for debit cards at the register ($60 for self-checkout); $60 for Discover credit; $20 for personal checks[10]
- Fee: None;[10] find out more in our article about Walmart’s cash-back policy.
- Find a store
11. Hannaford
- Accepted payment methods for cash back: Debit card, Discover credit, and personal check[11]
- Cash-back limit: $100[11]
- Fee: None[11]
- Find a store
12. ALDI
- Accepted payment methods for cash back: Debit card[12]
- Cash-back limit: $100[12]
- Fee: None[12]
- Find a store
13. Jewel-Osco
- Accepted payment methods for cash back: Debit card and Discover credit[13]
- Cash-back limit: $100[13]
- Fee: None[13]
- Find a store
14. Winn-Dixie
- Accepted payment methods for cash back: Debit card and Discover credit[14]
- Cash-back limit: $100[14]
- Fee: None[14]
- Find a store
15. Whole Foods
- Accepted payment methods for cash back: Debit card[15]
- Cash-back limit: $100[15]
- Fee: None;[15] find out more in our article about Whole Foods’ cash-back policy.
- Find a store
Want even more cash? Check out our article about how to write a check for cash, and how to cash it.
