Welcome to First Quarter Finance!

This blog tells the story of how I graduated college with $100,000 in savings. And it continues today as I’m in my mid-twenties and continue to earn, spend, invest, and save like crazy! I use my past and present experiences to give you tested advice for building wealth early in life. You wouldn’t take health advice from a couch potato, would you? Subscribe, then start here! P.S. I’m terrible at a lot of stuff – just not money.


How to Stop Spending Money

Ah, not spending money. One of the hardest willpower challenges for most of us. However, I don’t worry much about spending excessively. I hardly have any desire for it. Now, I wasn’t born that way. Nor was I raised in a household where spending money was... read more

Don’t Forget about Carrying Costs

You can buy an early 2000’s V12 Aston Martin DB7 in great shape with low miles for <$40,000 all day long. You can also find some castles in Europe priced less than the McMansion down your street. Part of the reason why these things appear so cheap is because... read more

Less Pete, More Ramit!

Which is more important… saving money or making money? It’s a question that divides people who enjoy personal finance. On the one hand, there are people who enjoy all things frugal. Opposite to them, are those who focus primarily on making lots of money.... read more

What’s It like to Drive an Expensive Sports Car

One weekend, my dad’s best friend left my brother and I with his Mercedes-Benz SLK 350 convertible roadster. The only two rules we had was 1) to have fun and 2) have the car back to his house by 5PM on Sunday. With those two rules in mind, we took the keys,... read more

Will Power by Will

What a stupid title. I couldn’t resist. Will power by Will. Sounds like a home workout regime.   I really just want to write about will power. Throughout 2014, I’ve read a lot of books. Ones that teach me how to be a better person, how to make money,... read more


That's me. Besides talking about money, I like cycling, working on cars, farming, eating healthy, traveling, and watching random YouTube videos until 2 in the morning.

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