Welcome to First Quarter Finance!

This blog tells the story of how I graduated college with $100,000 in debt… savings.  3 years later, at age 24, I continue to earn, spend, invest, and save like crazy!  I use my past and present experiences to give you tested advice for building wealth early in life.  You wouldn’t take fitness advice from a couch potato, would you?  Subscribe, then start here!

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How I Doubled My Car’s Fuel Economy

Since I was 16, I’ve had to pay for my own fuel.  Pumping gas has got to be the most boring way to spend money.  It would be more entertaining to throw my cash off a balcony and watch people scramble for it. As terrible as it may be, sometimes you just gotta pay...

Why and How to Make Yourself Poor

So apparently it’s socially acceptable to tell people you’re poor.  Don’t get me wrong, I love when PF bloggers make debt announcements.  Their announcements take courage.  It’s awesome when they’re working your way out of debt.  But for...

How to Fire Your Financial Advisor in 3 Seconds

14 years ago, I began investing.  It led me early on to think I should become a financial advisor when I grew up.  But as I went through college, interned at a top-tier brokerage firm, met with tons of current advisors, studied for the exams, and had job offers come...

I Save 85% by Deploying the Antibudget

Introducing… the antibudget!  Dun, dun, duuuuuuuuun!  *lightening and torrential rain ensues* Last Thursday, I posted about How I Save 85% of my Income.  It impressed some of you guys so this post explains how I’m constantly reevaluating my purchasing...

Can Money Take My Passion to the Next Level?

You’ve seen it… the pudgy woman at the gym adorns her body with all the latest gadgets and sports wear.  The ‘only blogs when it’s convenient’ blogger who buys a Macbook Pro.  Kevin down the block just bought a brand new Fender guitar to...

How I Save 85% of My Income

All over the interwebs, I see posts about people saving 10, 20, 45% of their income.  So far I’ve been unimpressed (insert face of grumpy cat here) so I decided to write about my 85% savings rate.  I’ve been waiting to write about this because the negative...

Optimum Frugality

Is there such a thing as ‘optimum frugality’?  Optimum frugality, in theory, is spending exactly the amount of money necessary to live a fulfilling life.  So what’s the perfect amount we can spend to achieve this status? Often I hear people say,...

Procrastination = Success

My junior year in college I took the most difficult class I had ever taken: History of Political Thought with a professor I loathed.  I would come to class, work hard, but each week I would check my grade and I was constantly disappointed with my effort/reward ratio....

Do You Complain about Things You Can Avoid?

Do you complain about things you can avoid? “Many of our choices have led to the predicaments we are presently complaining about.” –American screenwriter, Monica Johnson   I knew a girl in high school who would constantly complain about her...

How to Avoid a Financial Hangover

Financial Hangover: [fi-nan-shuhl] [hang-oh-ver]>: The disagreeable mental and/or physical aftereffects of purchasing a product.   We’ve all been there.  You literally buy into product advertising or you cave from peer pressure thanks to your friends (I...

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3d9bc4b8-f4d7-4d53-a9d7-61d14910b0ae_zpsadb59424 Thanks for being here! Besides making monies, I like spending hours on YouTube, being outside (strange as that combo may seem), cycling, traveling, eating, eating while traveling.... Tell me what you like!

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