30+ Grocery Stores That Cash Checks: Personal, Payroll, Insurance, etc

Many grocery stores offer customers the best in one-stop-shopping, thanks to their convenient check-cashing services. Government checks, payroll checks, tax refund checks, and even personal checks can be cashed at many of the country’s most popular grocery stores. If you want to cross off a trip to the bank on your to-do list or maybe you’ve finally gotten your jury duty check and want the money ASAP, keep reading to find out which grocery stores offer check-cashing services and what types of checks they can cash for you.

Grocery Stores That Cash Checks

Albertsons

  • Types of checks cashed: Electronically signed checks under $1,000 (at most locations).
  • Fees: Varies by location.
  • Other important info: Check cashing policies at Albertsons seem to vary between locations, according to a number of customer service representatives we spoke to. Be sure to contact your local store and ask about their individual check-cashing services.
  • For even more information, see our article: Albertsons Check Cashing and Money Order Policies
  • Find an Albertsons

Baker’s

  • Types of checks cashed: Government, payroll, tax refund, insurance, and business checks.
  • Fees: $3.50 per check for $2,000 and less; $5.50 for checks up to $5,000; $0.50 discount per check if you have a Shopper’s Card
  • Other important info: To cash a check, you will need a valid Social Security number or individual tax payer ID number and a valid (and current) state or federal government-issued ID card.
  • Find a Baker’s with check cashing

BI-LO

City Market

  • Types of checks cashed: Government, payroll, tax refund, insurance, and business checks.
  • Fees: $3.50 per check for $2,000 and less; $5.50 for checks up to $5,000; $0.50 discount per check if you have a Shopper’s Card
  • Other important info: To cash a check, you will need a valid Social Security number or individual tax payer ID number and a valid (and current) state or federal government-issued ID card.
  • Find a City Market with check cashing

Country Mart

  • Types of checks cashed: Payroll checks
  • Fees: 2% of the total check amount. However, half of the check cashing fee will be returned to you as store credit.
  • Other important info: You must show a government issued photo ID
  • Find a Country Mart

Dillons

  • Types of checks cashed: Government, payroll, tax refund, insurance, and business checks.
  • Fees: $3.50 per check for $2,000 and less; $5.50 for checks up to $5,000; $0.50 discount per check if you have a Shopper’s Card
  • Other important info: To cash a check, you will need a valid Social Security number or individual tax payer ID number and a valid (and current) state or federal government-issued ID card.
  • For even more information, see our article: Dillons Check Cashing and Dillons Money Order Policies
  • Find a Dillons with check cashing

Food City

  • Types of checks cashed: Payroll checks, U.S. government checks, and rebate checks up to $1,000; payroll checks and rebate checks must be on store approved lists of employers and companies, respectively.
  • Fees: $3 per check
  • Other important info: You must show a government issued photo ID to cash a check; you can call ahead to make sure your payroll or rebate check is on the approved list.
  • For even more information, see our article: Food City Check Cashing and Money Order Policies: Hours, Fees, Limits
  • Find a Food City

Food Lion

  • Types of checks cashed: Personal, government, rebate, tax refund, and U.S. Traveler’s Checks up to $500. Payroll checks up to $1,000.
  • Fees: Fees will vary by state.
  • Other important information: To cash a check, you will need a valid and current form of ID. Accepted forms of ID include government-issued driver’s license, military ID, Native American tribal ID, or U.S. passport. Read more on this page of the Food Lion website.
  • For even more information, see our article: Does Food Lion Cash Checks? Yes. But Here’s What Else to Know
  • Find a Food Lion

Fred Meyer

  • Types of checks cashed: Government, payroll, tax refund, insurance, and business checks.
  • Fees: $3.50 per check for $2,000 and less; $5.50 for checks up to $5,000; $0.50 discount per check if you have a Shopper’s Card
  • Other important information: To cash a check, you will need a valid Social Security number or individual tax payer ID number and a valid (and current) state or federal government-issued ID card.
  • For even more information, see our article: Fred Meyer Check Cashing Policy: Fee, Which Check Types Are Accepted
  • Find a Fred Meyer with check cashing

Fry’s Food Stores

  • Types of checks cashed: Government, payroll, tax refund, insurance, and business checks.
  • Fees: $3.50 per check for $2,000 and less; $5.50 for checks up to $5,000; $0.50 discount per check if you have a Shopper’s Card
  • Other important information: To cash a check, you will need a valid Social Security number or individual tax payer ID number and a valid (and current) state or federal government-issued ID card.
  • For even more information, see our article: Fry’s Money Order and Check Cashing Policies: Hours, Provider, Fees
  • Find a Fry’s with check cashing

Gerbes Super Markets

  • Types of checks cashed: Government, payroll, tax refund, insurance, and business checks.
  • Fees: $3.50 per check for $2,000 and less; $5.50 for checks up to $5,000; $0.50 discount per check if you have a Shopper’s Card
  • Other important information: To cash a check, you will need a valid Social Security number or individual tax payer ID number and a valid (and current) state or federal government-issued ID card.
  • Find a Gerbes with check cashing

Giant Eagle

  • Types of checks cashed: Personal, payroll, government, and U.S. Traveler’s Checks.
  • Fees: Fees vary by location.
  • Other important information: To cash a check, you need a Giant Eagle Advantage card (the name must match the check) and you must endorse the check in front of an authorized employee!) See this information and more on this page of the Giant Eagle website.
  • For even more information, see our article: Giant Eagle Check Cashing Policy: What You Need to Know
  • Find a Giant Eagle

Giant Food

  • Types of checks cashed: Government and payroll checks.
  • Fees: Fees vary by location.
  • Other important information: You must first apply for a Check Cashing card at the store. You’ll also need a valid form of ID, such as a U.S. driver’s license, military ID, or state-issued ID card. Read more on this page of the Giant website.
  • Find a Giant Food

Hannaford

  • Types of checks cashed: Payroll, government, and pension checks that are considered regular income.
  • Fees: Fees vary by location.
  • Other important information: You need a current photo ID and you also need to fill out a check cashing form that takes about five business days to process. Read more on this page of the Hannaford website.
  • Find a Hannaford

Hy-Vee

  • Types of checks cashed: Printed payroll checks; limits vary but range from $2,000 to $5,000
  • Fees: $2 to $6 per check
  • Other important information: Not all locations offer check cashing (in fact, a only small minority do — use the store locator to view store services, or call ahead to confirm that yours can); you’ll need to show a government issued photo ID
  • For even more information, see our article: Hy-Vee Check Cashing FAQ: Does Hy-Vee Cash Payroll Checks?
  • Find a Hy-Vee

Ingles

King Soopers

  • Types of checks cashed: Government, payroll, tax refund, insurance, and business checks.
  • Fees: $3.50 per check for $2,000 and less; $5.50 for checks up to $5,000; $0.50 discount per check if you have a Shopper’s Card
  • Other important information: To cash a check, you will need a valid Social Security number or individual tax payer ID number and a valid (and current) state or federal government-issued ID card.
  • For even more information, see our article: King Soopers Check Cashing Policy: Cost, Check Types Accepted
  • Find a King Soopers with check cashing

Kroger

  • Types of checks cashed: Government, payroll, tax refund, insurance, and business checks.
  • Fees: $3.50 per check for $2,000 and less; $5.50 for checks up to $5,000; $0.50 discount per check if you have a Shopper’s Card
  • Other important information: To cash a check, you will need a valid Social Security number or individual tax payer ID number and a valid (and current) state or federal government-issued ID card.
  • For even more information, see our article: Does Kroger cash checks? Yes. Here’s the Kroger Check Cashing Policy
  • Find a Kroger with check cashing

Market Basket

  • Types of checks cashed: Payroll checks and personal checks of no more than $50.
  • Fees: 1.25% of check amount (may vary by location).
  • Other important information: To cash a check, it must be local and certified and you must have two forms of identification. This information was verified by customer service representatives.
  • Find a Market Basket

Owen’s

  • Types of checks cashed: Government, payroll, tax refund, insurance, and business checks.
  • Fees: $3.50 per check for $2,000 and less; $5.50 for checks up to $5,000; $0.50 discount per check if you have a Shopper’s Card
  • Other important information: To cash a check, you will need a valid Social Security number or individual tax payer ID number and a valid (and current) state or federal government-issued ID card.
  • Find an Owen’s with check cashing

Pay Less Super Market

  • Types of checks cashed: Government, payroll, tax refund, insurance, and business checks.
  • Fees: $3.50 per check for $2,000 and less; $5.50 for checks up to $5,000; $0.50 discount per check if you have a Shopper’s Card
  • Other important information: To cash a check, you will need a valid Social Security number or individual tax payer ID number and a valid (and current) state or federal government-issued ID card.
  • Find a Pay Less with check cashing

Price Chopper

Publix

  • Types of checks cashed: Personal and payroll.
  • Fees: Between $3 and $6 per check. However, fees vary by location.
  • Other important information: To cash a check, you’ll need a state or federal government-issued ID. Read more on this page of the Publix website.
  • For even more information, see our article: Publix Money Order and Publix Check Cashing Policies
  • Find a Publix

QFC (Quality Food Centers)

  • Types of checks cashed: Government, payroll, tax refund, insurance, and business checks.
  • Fees: $3.50 per check for $2,000 and less; $5.50 for checks up to $5,000; $0.50 discount per check if you have a Shopper’s Card
  • Other important information: To cash a check, you will need a valid Social Security number or individual tax payer ID number and a valid (and current) state or federal government-issued ID card.
  • Find a OFC with check cashing

Ralphs

  • Types of checks cashed: Government, payroll, tax refund, insurance, and business checks.
  • Fees: $3.50 per check for $2,000 and less; $5.50 for checks up to $5,000; $0.50 discount per check if you have a Shopper’s Card
  • Other important information: To cash a check, you will need a valid Social Security number or individual tax payer ID number and a valid (and current) state or federal government-issued ID card.
  • Find a Ralphs with check cashing

Safeway

  • Types of checks cashed: Printed payroll checks and government checks up to $1,499 including disability, Social Security, tax refunds, and unemployment
  • Fees: $2.25 for every $200 cashed.
  • Other important information: Safeway will not cash personal checks, handwritten checks, or starter checks. To cash a check, you’ll need photo identification. Specific policies may vary by location. Safeway doesn’t have a formal check cashing policy posted on its website; however, several customer service representatives verified this information.
  • For even more information, see our article: Safeway Check Cashing FAQ, Gift Card Balance Check, Money Orders
  • Find a Safeway

Schnucks

  • Types of checks cashed: Personal checks up to $100
  • Fees: $1.50 per check
  • Other important information: You must apply for check cashing privileges at the customer service desk. It can take up to a week to process the application, and you’ll need a government issued photo ID to apply.
  • For even more information, see our article: Does Schnucks cash checks? The Schnucks Check Cashing FAQs
  • Find a Schnuck’s

Shaw’s

  • Types of checks cashed: Government and payroll checks up to $1,500.
  • Fees: Fees vary by location.
  • Other important information: To cash a check, you’ll need a valid Social Security number and a valid state or federal government-issued ID. Shaw’s doesn’t have a formal check cashing policy posted on its website, however, the customer service department verified this information.
  • For even more information, see our article: Shaw’s Check Cashing Policy: Which Types of Checks Can Be Cashed and More
  • Find a Shaw’s

ShopRite

  • Types of checks cashed: Payroll and government checks, usually up to $500
  • Fees: Free
  • Other important information: Not all stores cash checks; you need to sign up to be a Co-op club member, get a ShopRite Price Plus card, and activate check cashing privileges; you must provide your government issued photo ID, driver’s license number, checking account number, and contact information.
  • For even more information, see our article: ShopRite Check Cashing and Money Order Policies
  • Find a ShopRite

Smith’s

  • Types of checks cashed: Government, payroll, tax refund, insurance, and business checks.
  • Fees: $3.50 per check for $2,000 and less; $5.50 for checks up to $5,000; $0.50 discount per check if you have a Shopper’s Card
  • Other important information: To cash a check, you will need a valid Social Security number or individual tax payer ID number and a valid (and current) state or federal government-issued ID card.
  • For even more information, see our article: Smith’s Check Cashing: Hours, Types of Checks Cashed, Fee, and More
  • Find a Smith’s with check cashing

Stater Bros. Markets

Please see our dedicated article about The Stater Bros. Check Cashing Services

Stop & Shop

Tops Friendly Market

Vons

Walmart

  • Types of checks cashed: Payroll checks, government checks, tax checks, cashier’s checks, insurance settlement checks, 401(k) checks, retirement distribution checks, and MoneyGram money orders that were purchased at Walmart, all up to $5,000. Check cashing policies may vary at individual Walmart locations.
  • Fees: For checks up to and including $1,000, the fee is $3. For checks over $1,000 and up to $5,000, the fee is $6.
  • Other important information: To cash a check, you’ll need a valid form of ID. Just present your check for cashing at any checkout lane. Read more on this page of the Walmart website.
  • For even more information, see our article: Walmart Check Cashing Policy: Hours, Limit, Fees, and More
  • Find a Walmart

Wegmans

  • Types of checks cashed: Personal and traveler’s checks up to $500; rebate up to $20
  • Fees: Free for Shoppers Club Card holders
  • Other important info: You must have a Shoppers Club Card with check cashing privileges. Approval takes up to 5 business days. You’ll need a government issued photo ID to sign up for check cashing privileges. Personal check limits for Shoppers Club members are based on length of membership:
    • New cardholders: Up to two checks every six days, totaling $200
    • Six weeks of membership: Up to four checks every six days, totaling $400
    • Six months of membership: Up to eight checks every six days, totaling $500
  • Find a Wegmans

WinCo Foods

  • Types of checks cashed: Payroll checks up to $1,000.
  • Fees: $5 token for checks up to $500, and $10 token for checks up to $1,000.These token fees can then be used toward the purchase of merchandise.
  • Other important information: To cash a check, you’ll need valid and current ID and employment verification. Read more on this page of the WinCo website.
  • Find a Winco Foods

Winn-Dixie

  • Types of checks cashed: Electronically signed checks up to $500 (at most locations).
  • Fees: $3.50
  • Other important information: Photo identification is needed to cash a check at all locations. The information was obtained from multiple customer service representatives, but it’s best to check with your local Winn-Dixie for their individual check cashing policies before you visit.
  • For even more information, see our article: Winn-Dixie Check Cashing and Money Order FAQ: Limit, Provider
  • Find a Winn-Dixie

Need to cash an insurance settlement check, in particular? See our list of places that cash insurance checks.

Grocery Stores That Don’t Cash Checks

In case you’re still wondering why your favorite grocery store didn’t make our list above, here are the grocery stores that we confirmed do not cash checks of any kind.

In Summary

Cash your check and get your shopping done in one stop at any of the many grocery stores on our list. Before you go, check to make sure your grocery store cashes your specific type of check, be mindful of any associated fees, and always bring proper identification with you to complete the check cashing process. Grocery Stores that cash checks are common. Check out our other articles for more details about grocery stores and check-cashing services: Places That Cash Checks + Don’t Use Certegy and Walmart’s Two Party Check Cashing Policy.